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146 Legacy Way Lot 39, Nine Mile Falls, WA, 99026

4beds
3baths
3,200sqft
$749,900
$234price/sqft
$4,589/moest. monthly cost
$183,560/yrincome needed

About This Home

Stunning contemporary farmhouse design built by Danny Sullivan Construction. Custom finishes include Quartz countertops, LVP flooring, stainless steel appliances, and a primary suite with walk-in closet, double sinks, garden tub and mud set shower. Located less than 15 minutes from Spokane, The Summit at Pointe-9 – A Gated Bluff-Top Community in Nine Mile Rising above Long Lake, The Summit at Pointe 9 is more than a neighborhood—it’s a community that celebrates natural beauty and elevated living all just minutes from parks, schools, shopping, and lake access. Long Lake, also known as Lake Spokane, offers 24 miles of pristine boatable water. Pointe 9 is more than a development—it’s a new chapter for Nine Mile Falls. A place where community, lifestyle, and legacy rise together—just minutes away, yet a world apart.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
Lakeside Middle SchoolGrades 6-82.4 mi
8/10
Lakeside High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Dishwasher,Microwave

Basement

  • Level: Basement

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Window features: Multi Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1600

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: TBD

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.50 Acres
  • Features: Views

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Oversized
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$199$2,388
Property Taxes $381$4,572
Electricity $218$2,626
Total$4,589$55,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,337/yr
40% on housing$137,670/yr
45% on housing$122,373/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 99026$225
Stevens County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 99026$226
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-31Listed for sale$749,900

New Construction

AgentMonique Thielman
BrokerageCENTURY 21 Waterfront

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