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6136 SW 358th Hwy, Steinhatchee, FL, 32359

4beds
4baths
3,012sqft
$1,300,000
$432price/sqft
$8,629/moest. monthly cost
$345,160/yrincome needed

About This Home

Spectacular Steinhatchee Riverfront Retreat – Where Views, Privacy & Peace of Mind Meet. Welcome to your dream riverfront escape! This stunning property offers 123 feet of deep-water frontage, providing the perfect setting to build the dock you’ve always envisioned and enjoy effortless access to the water. Boasting over 5,500 total square feet (3,012 heated/cooled), this home is thoughtfully designed for both comfortable living and unforgettable entertaining. A durable metal roof adds long-term value and peace of mind. The open-concept floor plan creates a warm, inviting atmosphere ideal for hosting family and friends. Upstairs, you’ll find a spacious primary suite with a luxurious four-piece bath, along with an additional bedroom and full bathroom. Beautiful bamboo flooring, a cozy wood-burning fireplace, and an adjoining sitting area—perfect for a home office—add charm and functionality. Step outside to the expansive screened-in porch spanning the entire width of the home, where breathtaking views of the Steinhatchee River become your daily backdrop. The chef’s kitchen features a gas stove and commercial-grade range, ideal for preparing meals with ease and style. Downstairs offers two generously sized guest suites, each with their own full bath—perfect for hosting visitors or creating private retreats. Entertain year-round in the massive screened summer kitchen overlooking the river, designed for gatherings in every season. Whether you’re searching for a full-time residence, the perfect vacation getaway or a profitable Airbnb investment this exceptional riverfront home delivers both beauty and tranquility. Your Steinhatchee dream home is closer than you think!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Ruth Rains Middle SchoolGrades 5-715.0 mi
2/10
Dixie County High SchoolGrades 8-1216.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Oven,Range,Refrigerator

Bedroom2

  • Dimensions: 12x11

Bedroom3

  • Dimensions: 22x13

Bedroom4

  • Dimensions: 16x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Dimensions: 13x21

Family Room

  • Dimensions: 0X0

Features

  • High Ceilings,Split Bedrooms,Upper Level Primary,Walk-In Closet(s)
  • Flooring: Hardwood,Laminate,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Wood
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 3,012
  • Total interior livable area: 3,012 sqft

Kitchen

  • Dimensions: 14x15

Living Room

  • Dimensions: 16x20

Master Bedroom

  • Dimensions: 16x16

Other

  • Dimensions: 7x16

Property

Details

  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access

Lot

  • Lot size: 1.68 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Two Spaces
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,103$13,236
Property Taxes $650$7,800
Electricity $303$3,637
Total$8,629$103,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,851/yr
40% on housing$258,870/yr
45% on housing$230,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 32359$252
Dixie County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 32359
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$1,300,000

For Sale by Agent

AgentLindsay Calhoun, The American Dream
BrokerageThe American Dream

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