See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15306 Western Mine Rd, Middletown, CA, 95461

5beds
4baths
2,400sqft
$489,000
$204price/sqft
$3,777/moest. monthly cost
$151,080/yrincome needed

About This Home

Majestic multi-family property with peace and privacy on over 4 acres, yet just 5 minutes to the heart of town. Main home was thoughtfully built by the owner, who was a master carpenter. The quality of construction and materials is evident all throughout the home, from the metal roof to the concrete slab foundation. This 1200sf 2 bedroom/1 bathroom has an inviting and open floor plan with the bedrooms on opposite sides of the house. Kitchen has lots of counter space and cabinets plus a walk-in pantry/baker's closet. Knotty pine ceilings, fir floors, skylights, and spacious front/back decks invite you to bask in the mountain energy. Below the main home is a spacious workshop for all of your projects, and has a half bath for possible conversion to a studio living space. The second residence is a 1970 mobile home with 3 bedrooms/2 bathrooms and an addition built in 2015. The high ceilings and open kitchen/living area are warm and welcoming. Mini-split for efficient heating and cooling with woodstove to add extra warmth and ambiance when desired. The sliding glass doors invite you outside to enjoy the fresh air and beautiful views of the surrounding forest. Fenced-in yard area off the deck is ready for your pets and gardening, with a small art studio or greenhouse to play with your plants and crafts. Other features include an outdoor shower and jetted tub, RV hookup, and additional storage. This is the perfect property for generational living or relaxing retreat. Since the homes are non-conforming, this will not qualify for traditional financing; will need a cash offer or seller financing is available for up to 10 years with substantial down payment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Middletown Middle SchoolGrades 7-82.7 mi
8/10
Middletown High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Range,Tankless Water Heater,Water Heater,Dryer,Washer

Bathroom

  • Features: Separate Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • High Ceilings,Bedroom on Main Level,Workshop
  • Window features: Blinds,Double Pane Windows
  • Flooring: Wood
  • Fireplace features: Guest Accommodations,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Ductless,Wood Stove
  • Cooling features: Central Air,Ductless

Interior Area

  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 013042110000
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 4.36 Acres
  • Features: Lot Over 40000 Sqft,Value In Land

Parking

  • Total spaces: 6
  • Parking features: Circular Driveway,Off Street,Uncovered
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Drought
Earthquake
Landslide
Avalanche
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$498$5,976
Property Taxes $293$3,516
Electricity $514$6,175
Total$3,777$45,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,497/yr
40% on housing$113,310/yr
45% on housing$100,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 95461$193
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95461$239
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$499,000

For Sale by Agent

AgentBridget King
BrokerageLuxe Places International Realty

Similar Homes