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126 Dover Cir, New London, IA, 52645

4beds
3baths
1,338sqft
$318,000
$238price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

Welcome to your dream home! This stunning new build features 4 spacious bedrooms and 3 modern bathrooms, thoughtfully designed with luxury and functionality in mind. The home boasts beautiful LVP Stainmaster Harvest Oak flooring throughout the Foyer, Kitchen, Dining Area, Living Room, Laundry, Master Bathroom, Guest Bathroom, and Main Floor Hallways, while cozy steel grey carpet adds warmth to the bedrooms and finished basement. Enjoy the sleek elegance of brushed nickel fixtures and quartz countertops in both the kitchen and bathrooms, complemented by stainless steel appliances for a polished, contemporary look. The spacious primary suite includes a private ensuite, offering the perfect retreat. Complete with a 2-car garage, this home combines style, comfort, and convenience in every detail.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Clark Elementary SchoolGrades PK-50.4 mi
5/10

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,338 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 440092640302900

Lot

  • Lot size dimensions: Front Rear Side Side 139.29 66.27 144.11 161.40

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Cold Wave
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,607$19,284
Home Insurance *$222$2,664
Property Taxes $378$4,536
Electricity $121$1,452
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 52645$161
Henry County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 52645
Henry County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$318,000

For Sale by Agent

AgentChance Smith
BrokerageMeadow and Main Inc.

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