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202 Gavin Ln, Linn, MO, 65051

4beds
3baths
1,938sqft
$439,000
$227price/sqft
$2,816/moest. monthly cost
$112,640/yrincome needed

About This Home

Welcome to this exceptional ranch-style home in a highly sought-after newer subdivision--where craftsmanship, design, and functionality come together seamlessly. With just under 1,900 square feet on the main level, this home offers the ideal blend of space and flexibility for modern living. The full unfinished basement--complete with a finished third bathroom--provides incredible potential to expand into a 5-bedroom home, giving you room to grow and customize to your needs. From the moment you arrive, the inviting covered front porch creates a warm and welcoming first impression. Inside, you'll immediately appreciate the thoughtful attention to detail and quality finishes throughout. The kitchen serves as the heart of the home, showcasing designer custom cabinetry, quartz countertops, an oversized island, stainless steel appliances, and a spacious walk-in pantry--perfectly balancing style and everyday convenience. The expansive primary suite is a true retreat, featuring dual vanities, custom cabinetry, a beautifully tiled walk-in shower with glass door, and a large walk-in closet complete with built-in shelving. The additional main-level bedrooms are generously sized and ideally positioned near a well-appointed guest bath. The living room offers a cozy yet refined atmosphere, centered around a fireplace with a custom mantel--perfect for relaxing evenings at home. The lower level presents endless possibilities, with ample space to create a large family room, additional bedroom, or entertainment area--all while already benefiting from a finished third bathroom. A third garage provides exceptional versatility, offering plenty of room for tools, recreational equipment, or additional storage. Step outside to the impressive 30' x 12' covered suspended concrete deck--an ideal space for entertaining, relaxing, and enjoying the surrounding views year-round. Conveniently located just minutes from State Technical College and close to everyday amenities, this home also offers the rare advantage of no HOA fees within the subdivision. Homes of this caliber and value are hard to find. Schedule your private showing today and discover all this remarkable property has to offer.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10
Linn High SchoolGrades 6-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone

Other

  • Builder name: Osage Custom Homes LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Range,Dishwasher,Disposal

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bathroom

  • Level: Main
  • Area: 59.8125
  • Dimensions: 7.25 x 8.25

Bathroom

  • Level: Lower
  • Area: 53.625
  • Dimensions: 6.5 x 8.25

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 100.625
  • Dimensions: 11.5 x 8.75

Entry

  • Level: Main
  • Area: 40.5
  • Dimensions: 6.75 x 6

Family Room

  • Level: Lower
  • Area: 750
  • Dimensions: 40 x 18.75

Features

  • Pantry,Walk-In Closet(s)
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 55
  • Finished area above ground: 1,883

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,938
  • Total interior livable area: 1,938 sqft

Kitchen

  • Level: Main
  • Area: 163.125
  • Dimensions: 14.5 x 11.25

Laundry

  • Level: Main
  • Area: 60.75
  • Dimensions: 9 x 6.75

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 16 x 19

Other

  • Level: Main
  • Area: 57.75
  • Dimensions: 7 x 8.25

Other

  • Level: Lower
  • Area: 121.5
  • Dimensions: 18 x 6.75

Other

  • Level: Lower
  • Area: 343.375
  • Dimensions: 20.5 x 16.75

Primary Bathroom

  • Level: Main
  • Area: 105
  • Dimensions: 7.5 x 14

Primary Bedroom

  • Level: Main
  • Area: 192.5
  • Dimensions: 14 x 13.75

Property

Details

  • Parcel number: 104017040040010.18

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$264$3,168
Property Taxes $186$2,232
Electricity $147$1,775
Total$2,816$33,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,548/yr
40% on housing$84,480/yr
45% on housing$75,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 65051$148
Osage County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 65051$184
Osage County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$439,000
2026-04-08Listed for sale$449,900
2026-03-29Pending sale$449,900
2026-03-21Listed for sale$449,900

New Construction

AgentDenise Pittman
BrokerageREMAX Jefferson City

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