168 Clementine Rd, Atoka, TN, 38004
About This Home
3325 sq ft!!! If space, flexibility, and a peaceful setting are at the top of your list, this is the one. Located in a quiet cove, this one-owner home offers 5 bedrooms, 3 full baths, and multiple living areas designed to grow with your lifestyle. This well-maintained property features a formal living room, dining room, hearth room, and an updated kitchen with breakfast area. The two gas fireplaces add warmth and character along with the primary with en suite, 2 bedrooms and another bath all downstairs. Upstairs, a huge bonus room with a wet bar provides the perfect second living area, media room, or entertaining space with endless flexibility to fit your lifestyle along with 2 more bedrooms and jack-n-jill bath. Outside, enjoy a covered patio along with both a storage shed and a boat shed that can also serve as a workshop or extra storage space. This home combines space and functionality for family, guests, or work-from-home needs.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Composition Shingles
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Water Heater,Double Oven,Cooktop,Disposal,Dishwasher,Microwave
- Laundry features: Laundry Room
Bedroom2
- Features: Carpet
- Level: First
- Area: 121
Bedroom3
- Features: Carpet
- Level: First
- Area: 156
Bedroom4
- Features: Carpet,Shared Bath,Walk-In Closet(s)
- Level: Second
Bedroom5
- Features: Carpet,Shared Bath,Walk-In Closet(s)
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Area: 400
Dining Room
- Features: Separate Dining Room
- Area: 156
Features
- 1 or More BR Down,Primary Down,Split Bedroom Plan,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Textured Ceiling,Wet Bar,Walk-In Closet(s),2 or More Baths,2nd Bedroom,3rd Bedroom,Dining Room,Keeping/Hearth Room,Kitchen,Laundry Room,Living Room,Primary Bedroom,1 Bath,4th or More Bedrooms,Bonus Room,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
- Window features: Window Treatments
- Flooring: Part Carpet,Part Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,In Keeping/Hearth room,Living Room,Ventless
- Fireplace: Yes
- Attic: Pull Down Stairs,Walk-In
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 3,325 sqft
Kitchen
- Features: Eat-in Kitchen,Kitchen Island,Keeping/Hearth Room,Updated/Renovated Kitchen
- Area: 195
Living Room
- Features: Separate Living Room
- Area: 304
Master Bathroom
- Features: Double Vanity,Separate Shower,Tile Floor,Whirlpool Tub,Full Bath
Master Bedroom
- Features: Carpet,Walk-In Closet(s)
- Level: First
- Area: 210
Property
Details
- Parcel number: 128E 128E A04200
Features
- Stories: 2
- Pool features: None
- Patio & porch: Porch,Covered Patio
- Has spa: Yes
- Spa features: Whirlpool(s),Bath
- Fencing: Wood
- Waterfront features: Cove
Lot
- Lot size: 0.36 Acres
- Features: Landscaped
- Lot size dimensions: .36
Parking
- Total spaces: 2
- Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Earthquake
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,135 | $25,620 |
| Home Insurance | $256 | $3,072 |
| Property Taxes | $197 | $2,364 |
| Electricity | $270 | $3,241 |
| Total | $2,858 | $34,296 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $449,950 |
| 2026-04-09 | Price change | $458,500 |
| 2026-03-21 | Listed for sale | $465,000 |
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