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21 Sonata Ln, Troy, IL, 62294

3beds
2baths
1,700sqft
$369,700
$217price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Take advantage of your opportunity to own an UPSCALE new construction villa in the 55+ Serenade Villas community. You'll immediately notice the quality-build when you pull up and see the beautiful brick and stone work on the front of the home. The interior features an OPEN FLOORPLAN with living room and built-in electric fireplace with shiplap surround, kitchen with center island, upgraded cabinetry and granite countertops, dining area, all under the vaulted ceiling offering a nice, airy feel. The primary suite offers a bath with dual vanities, walk-in closet and a tiled walk-in shower. There's also a 2nd bedroom + 3rd bedroom/office option. Enjoy the outdoors and fresh air relaxing on your covered patio. Features include NO STEPS throughout the home, luxury vinyl plank and ceramic tile flooring, 2-car garage with storage area and more. The location is ideal, near shopping, parks, STOCKED pond, walking trail, dining and interstates.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
C A Henning SchoolGrades PK-51.6 mi
7/10
Triad Middle SchoolGrades 6-84.3 mi
9/10
Triad High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder name: Osborn Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Gas Oven,Gas Water Heater
  • Laundry features: Main Level

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Features

  • Ceiling Fan(s),Kitchen/Dining Room Combo,Vaulted Ceiling(s),Kitchen Island,Granite Counters,Pantry,Solid Surface Countertop(s),Double Vanity,Shower
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 360
  • Dimensions: 24x15

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 60
  • Dimensions: 12x5

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 092220802204005
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Patio

Lot

  • Features: Cul-De-Sac,Level
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,869$22,428
Home Insurance *$195$2,340
Property Taxes $551$6,612
Electricity $130$1,569
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 62294$206
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62294$155
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$369,700

New Construction

AgentTammy R Owens
BrokerageRE/MAX Alliance

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