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12 Bluebell Way, Inwood, WV, 25428

3beds
3baths
3,500sqft
$760,000
$217price/sqft
$4,801/moest. monthly cost
$192,040/yrincome needed

About This Home

Panoramic Mountain Views Through Floor-to-Ceiling Windows. Nearly completed custom home on 2 private acres just minutes from Gerrardstown, West Virginia, offering over 3,500 sq ft, designer architecture, and the opportunity to move into a finished home with room to expand. The main level will be completed prior to closing and features a spacious primary suite along with open-concept living areas ideal for both everyday living and entertaining. The upper level offers two additional bedrooms and a full bath, providing flexible space for family or guests. Outdoor living is thoughtfully designed with a wraparound deck (will be completed prior to closing) with a striking timber-frame inspired façade, as well as a covered side porch featuring stamped concrete, recessed lighting, and a ceiling fan—perfect for relaxing and enjoying the peaceful surroundings. The walkout lower level already includes a full bath and offers exceptional potential for future expansion—whether for additional living space, recreation, or a private guest suite. Option to finish lower level with agreed upon price. Current list price includes 2 finished levels Ideally positioned for those seeking a balance of privacy and accessibility, this property presents a compelling opportunity for buyers from surrounding metropolitan areas, including Northern Virginia and Washington, DC, who are looking for a spacious retreat with acreage, modern design, and the ability to add value over time. A rare offering combining a near move-in-ready home, customization potential, and panoramic views—all within reach of major commuter routes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
8/10
Musselman High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Other,Combination,Mixed

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan,Kitchen - Gourmet,Kitchen Island,Spiral Staircase,Walk-In Closet(s)
  • Window features: Atrium
  • Flooring: Luxury Vinyl
  • Finished area above ground: 3,500

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Electric

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Scenic Vista,Pasture

Lot

  • Lot size: 2.09 Acres
  • Features: Unrestricted,Premium,Open Lot,Rural

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Gravel,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$262$3,144
Property Taxes $335$4,020
Electricity $362$4,351
Total$4,801$57,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,605/yr
40% on housing$144,030/yr
45% on housing$128,026/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 25428$157
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25428$192
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$760,000
2026-03-21Listed for sale$825,000

New Construction

AgentSasha Lerner
BrokerageExit Success Realty

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