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108 Bell Street, Pollocksville, NC, 28573

2beds
1baths
1,581sqft
$30,000
$19price/sqft
$383/moest. monthly cost
$15,320/yrincome needed

About This Home

Calling All Investors -- Two Homes + Adjacent Corner Lot, Endless Potential! Opportunity to own two homes on one parcel (106 Bell Street & 108 Bell Street)MLS #100536824)plus the adjoining corner lot (00 Hudson & Pollock -- MLS #100536793) in charming Pollocksville, both currently listed. The combined acreage is .36. The two dwellings are in need of extensive renovation, offering a blank canvas for a savvy investor or developer. Key highlights Two separate homes on one lot + an additional corner lot next door MLS: 106 Bell St #100536824; 00 Hudson & Pollock #100536793 Ideal strategies: live in one/rent the other, renovate both for long-term rentals, or convert to short-term/Airbnb units Homes will require elevation and county approval per flood ordinance prior to restoration. Quiet small-town setting with easy drives to Jacksonville and New Bern Property sold AS-IS, WHERE-IS -- seller will make no repairs and will not remove items inside

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Pollocksville ElementaryGrades PK-50.4 mi
3/10
Jones Senior High SchoolGrades 6-127.0 mi
--
Jones Senior HighGrades 9-126.8 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Crawl Space
  • Roof: Metal,Composition
  • Construction materials: Block,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,581
  • Total interior livable area: 1,581 sqft

Property

Details

  • Parcel number: 543632210900
  • Zoning: NONE
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 161 x 90 x 80 x 40 x 87 x 54

Parking

  • Parking features: Shared Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters in Jones County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$15$180
Property Taxes $17$204
Electricity $200$2,405
Total$383$4,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,131/yr
40% on housing$11,490/yr
45% on housing$10,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$19This listing

vs Other Active Listings

Avg $/sqft

ZIP 28573$57
Jones County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 28573$185
Jones County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$30,000
2026-04-04Contingent$30,000
2026-03-22Listed for sale$30,000

For Sale by Agent

AgentCorinthia Lopes
BrokerageCentury 21 Coastal Advantage

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