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228 E Oak St, Fort Collins, CO, 80524

2beds
2baths
1,364sqft
$895,000
$656price/sqft
$5,493/moest. monthly cost
$219,720/yrincome needed

About This Home

Taking reservations & Framing complete- at rough plumbing! La Vie Lumiere, born from the belief that a home should illuminate how you live, feel and connect each day. Light-Filled + thoughtfully composed, Corner Residence - 2 Story Townhome facing south, airy open concept. Entertainer's kitchen, Expansive 5 X 19 patio off the SW side, outdoor living space that nurtures wellness, connection and a more intentional way of living. Spacious Triple Glaze windows, additional front flex-space/office area, white oak floors, 3cm Quartz countertops, smooth wall texture, Tharp cabinetry, induction range. 1,164 finished SQFT, with 2 Bedrooms and 2 Bathrooms & a private unfinished Basement! Modeled after the award-winning legacy of L'Avenir (across Oak St.) designed for the harmonious balance of Well-Being, Environmental Stewardship, and NetZero energy ready living. In a prime Old Town Fort Collins location & around the corner from Old Town Square & Library Park! Defined by Exquisite included finishes & High Performance Features along with 3 Elegant European Inspired Design Packages to choose from. All electric - Photovoltaic provided by a SES or Shared Energy System & at the heart of La Vie Lumiere is private "Le Jardin D'Arbre" a secured garden sanctuary and artfully curated courtyard inspired by European garden traditions. Developed for both quiet reflection & effortless social connection, offering a calming escape and refined harmony. 9FT ceilings on both the living and resting levels. HOA monthly fee is an estimate + allocated by SQFT, includes reserved permit parking in the Old Town Parking garage off Remington + Mountain, next door. Intentionally designed + precision-built to support modern well-being while honoring a relationship w/ the environment-creating homes that feel as good as they perform. Brought to life by award winning DavisDavis Architects, [au] Workshop, and Shaw Construction.

Getting Around

91
WalkingWalker's Paradise
47
TransitSome Transit
100
BikeBiker's Paradise

Schools

5/10
Laurel Elementary SchoolGrades PK-50.9 mi
5/10
Lesher Middle SchoolGrades 6-81.3 mi
8/10
Fort Collins High SchoolGrades 9-123.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal,Other,Flat
  • Construction materials: Frame,Brick,Metal Siding,Composition,Other

Other

  • Builder model: La Luciole
  • Builder name: Shaw Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Rough-in for Radon,Sump Pump

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Kitchen Island,High Ceilings,Split Bedroom Plan
  • Window features: Skylight(s)
  • Flooring: Wood
  • Finished area below ground: 200
  • Finished area above ground: 1,164
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Zoned,2 or more Heat Sources
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,364
  • Total interior livable area: 1,364 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 6 x 16

Living Room

  • Level: Main
  • Area: 128
  • Dimensions: 8 x 16

Primary Bedroom

  • Features: Shared Primary Bath,Luxury Features Primary Bath
  • Level: Upper
  • Area: 168
  • Dimensions: 14 x 12

Property

Accessibility

  • Accessibility features: Level Lot,Level Drive,Low Carpet,Main Floor Bath,Accessible Bedroom

Details

  • Attached to another structure: Yes
  • Zoning: OTC
  • Special condition: Private Owner

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Features: Corner Lot,City Limits

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$395$4,740
Property Taxes $387$4,644
Electricity $186$2,232
Total$5,493$65,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,331/yr
40% on housing$164,790/yr
45% on housing$146,480/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$232
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Price change$895,000
2026-01-30Listed for sale$865,000

New Construction

AgentCatherine Rogers
BrokerageC3 Real Estate Solutions, LLC

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