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28114 Preserve Trl #190, Elberta, AL, 36530

0beds
1baths
250sqft
$160,000
$640price/sqft
$1,175/moest. monthly cost
$47,000/yrincome needed

About This Home

Discover the perfect blend of tranquility and resort-style living at Lake Osprey RV Resort in beautiful Elberta, Alabama, close to white sand beaches, entertainment, and shopping! This charming RV casita offers a unique setting in this stunning coastal community. Tucked into an offset, private location inside the resort and one of only six lots near the pickleball courts and mailbox area, this oversized property sits directly on a serene private pond with a fountain, creating a peaceful backdrop that feels like a true retreat. The charming RV casita features an open flex area for optional use, a galley kitchen with appliances, a full bath, and a stack washer and dryer. Stucco and brick finishes, a stone wall border, and thoughtful design touches give the home a warm, inviting feel. The extra-large paver RV pad includes full hookups and accommodates Class A, Class C, and 5th wheel RVs (with some restrictions). Propane gas is already in place, and the generous lot offers exciting potential for expanded living spaces or outdoor entertainment areas. Enjoy the privacy of your own pond while also having access to the resort’s main lake for fishing and non-motorized boating. The $320/mo. HOA covers water, sewer, trash pickup, internet, cable TV, lawncare, and full access to the impressive amenities: a sparkling pool, hot tub, fitness center, tiki bar, clubhouse, laundry facilities, putting green, and more. Sweet, charming, and ready to enjoy, this property is ideal for vacations, part-time escapes, or full-time luxury RV living. The pad and outdoor areas may also be rented, offering excellent flexibility. With its rare location, peaceful setting, and resort-level perks, Lot 190 is truly a luxury RVer’s dream, a place where comfort, convenience, and coastal beauty come together effortlessly! Buyer to verify all information during due diligence.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Elberta Elementary SchoolGrades PK-62.4 mi
6/10
Elberta Middle SchoolGrades 7-83.5 mi
9/10
Elberta Middle SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: RV Coach House
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer/Dryer Stacked,Cooktop,Tankless Water Heater
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet
  • Flooring: Tile

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 250
  • Total interior livable area: 250 sqft

Property

Details

  • Parcel number: 5307260000015.222

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Association
  • Exterior features: RV Hookup
  • Spa features: Community
  • Has view: Yes
  • View description: None
  • Waterfront features: Pond

Lot

  • Lot size: 6,407 sqft
  • Features: Less than 1 acre,Zero Lot Line,Subdivided

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Drought
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$88$1,056
Property Taxes $38$456
Electricity $240$2,881
Total$1,175$14,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,285/yr
40% on housing$35,250/yr
45% on housing$31,333/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 36530$163
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36530$208
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-22Listed for sale$160,000

For Sale by Agent

AgentDeanna Auner
BrokerageAuner And Associates Realty LL

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