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2178 Barnes Wharf Ln, Alameda, CA, 94501

3beds
4baths
2,189sqft
$1,279,900
$585price/sqft
$7,932/moest. monthly cost
$317,280/yrincome needed

About This Home

Experience the perfect blend of space and coastal convenience with Plan 1 at Waterside at Alameda Marina.. This thoughtfully designed townhome offers a versatile first-floor flex space, ideal for a home office, fitness room, or personalized retreat. The open-concept main living area creates a seamless flow for everyday living and entertaining, while large windows invite in natural light and capture the essence of waterfront living. At the top, an inviting rooftop deck provides the perfect setting to unwind, entertain, and take in beautiful marina views, delivering a serene Bay Area lifestyle just steps from the water.

Getting Around

92
WalkingWalker's Paradise
50
TransitGood Transit
79
BikeVery Bikeable

Schools

6/10
Paden Elementary SchoolGrades K-50.6 mi
7/10
6/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Risewell Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,189 sqft

Property

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,471$77,652
Home Insurance *$182$2,184
Property Taxes $810$9,720
Electricity $469$5,632
Total$7,932$95,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,954/yr
40% on housing$237,960/yr
45% on housing$211,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$585This listing

vs Other Active Listings

Avg $/sqft

ZIP 94501$466
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94501$747
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$1,236,990
2026-05-04Price change$1,216,990
2026-04-27Listed for sale$1,259,917
2026-04-15Listing removed$1,217,917
2026-04-04Price change$1,217,917
2026-03-22Listed for sale$1,256,917

New Construction Spec

BrokerageRisewell Homes

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