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86233 Living Waters Run, Yulee, FL, 32097

5beds
4baths
3,187sqft
$647,990
$203price/sqft
$4,343/moest. monthly cost
$173,720/yrincome needed

About This Home

What's Special: Cul-de-Sac Lot | Preserve View | Dedicated Study | Gourmet Kitchen | Covered Extended Lanai. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Luzon at 86233 Living Waters Run in Headwaters at Lofton Creek! Step inside to a welcoming foyer and pass the private study as you head into the heart of the home, where the great room flows easily into the kitchen with natural gas for cooking, a center island, walk in pantry, and casual dining space designed for everyday living. A private bedroom and full bathroom on the main floor make overnight guests feel right at home. Upstairs, the spacious primary suite offers a luxe retreat with an attached bathroom featuring a dual sink vanity and an oversized shower. Three secondary bedrooms share a full bathroom, while a centrally located laundry room completes the second floor with added convenience. Headwaters at Lofton Creek in Yulee offers a peaceful escape on nearly 200 wooded acres. This hidden gem features 80' homesites, old-Florida charm, and planned amenities including a pool, cabana, event lawn, dog park, tot lot, and trails. With direct SR200 access, you're close to Amelia Island beaches, shopping, top schools, medical centers, and major roadways like I-95, US-17, and I-295. Additional Highlights Include: a study in place of a formal dining room, gourmet kitchen, shower in bathroom 2, an extended lanai with an outdoor kitchen rough-in, tankless gas water heater, and a pocket sliding glass door out to the extended lanai. Photos are for representative purposes only. MLS#115497

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Yulee Elementary SchoolGrades 3-50.8 mi
9/10
Yulee Middle SchoolGrades 6-82.1 mi
5/10
Yulee High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame

Other

  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Disposal,Microwave,Oven,Stove

Bedroom

  • Level: Upper
  • Dimensions: 11X13

Bedroom

  • Level: Upper
  • Dimensions: 14X12

Bedroom

  • Level: Upper
  • Dimensions: 15X12

Bedroom

  • Level: Lower
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window Treatments
  • Window features: Vinyl,Blinds

Great Room

  • Level: Lower
  • Dimensions: 18x15

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,187
  • Total interior livable area: 3,187 sqft

Kitchen

  • Level: Lower

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper
  • Dimensions: 14X16

Office

  • Level: Lower
  • Dimensions: 11X11

Utility Room

  • Level: Upper

Property

Details

  • Parcel number: 513N27070000150000
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Rear Porch,Brick,Covered,Patio
  • Exterior features: Sprinkler/Irrigation
  • Frontage type: Other,See Remarks

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 11804

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,276$39,312
Home Insurance *$353$4,236
Property Taxes $394$4,728
Electricity $320$3,848
Total$4,343$52,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,902/yr
40% on housing$130,290/yr
45% on housing$115,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$194
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$660,954

New Construction Spec

AgentMichelle Campbell
BrokerageAV HOMES LEGACY DEVELOPERS

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