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656 Chambers Drive, Southern Pines, NC, 28387

4beds
3baths
1,906sqft
$406,800
$213price/sqft
$2,601/moest. monthly cost
$104,040/yrincome needed

About This Home

**$5,000 Seller Concession** Welcome to Shaw Landing, just a stones throw away from Downtown Southern Pines. This prime location is conveniently located just blocks away from all the parks, shops, and restaurants that Southern Pines has to offer. Community Pool now open! Introducing the stunning Lyon plan, a 4 bedroom 2.5 bath home. As soon as you step inside, you will be welcomed by stylish mudroom, equipped with a drop zone for coat and shoe storage, and a partial bathroom. The lower level also features a spacious living room with an electric fireplace, a large dining area that opens up to the covered back porch, and a well-appointed kitchen with pantry. Upstairs, the Lyon plan boasts a spacious owner's suite with two walk-in closet and a beautiful owner's bathroom with double sinks. The upper level also features three additional bedrooms, a laundry room, and another full bathroom. Included features in this home are quartz kitchen and bath countertops, tiled owners shower, LVP on main floor, fully sodded back yard and one side of rear privacy fencing.This home is move in ready. Come make Shaws landing your home today!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Pinecrest High SchoolGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Other

  • Builder name: Ascot

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 20250788
  • Zoning: PUD-R
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio
  • Fencing: Partial,None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 125 x 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hurricane
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Moore County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,057$24,684
Home Insurance *$151$1,812
Property Taxes $193$2,316
Electricity $200$2,405
Total$2,601$31,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,177/yr
40% on housing$78,030/yr
45% on housing$69,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 28387$204
Moore County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28387$233
Moore County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$407,900

New Construction Spec

AgentAshley Paxton
BrokerageAscot Realty Inc.

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