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324 Post Oak Dr, Cedar Falls, IA, 50613

4beds
2baths
1,608sqft
$297,000
$185price/sqft
$2,142/moest. monthly cost
$85,680/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 2-bathroom slab home built in 2020, perfectly situated on a spacious corner lot. Designed with modern living in mind, this home features an open concept layout that seamlessly connects the kitchen, dining, and living areas—ideal for entertaining or everyday comfort. Large windows fill the space with natural light, highlighting the contemporary finishes and cozy fireplace that serves as the heart of the home. The kitchen boasts ample cabinetry, a spacious pantry, and modern appliances, creating a perfect hub for family gatherings. The primary suite offers a walk in closet and your very own bathroom with main floor laundry nearby. Step outside to enjoy the professionally designed paver patio, ideal for outdoor dining or relaxing, along with a convenient storage shed for all your tools and seasonal items. This home is within the Hudson Community School District which offers academically focused education within a supportive, community-oriented environment. Located just minutes from shopping, dining, and quick access to the interstate, this home offers unbeatable convenience along with style and functionality in a desirable neighborhood.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

9/10
Hudson Elementary SchoolGrades PK-64.2 mi
6/10
Hudson High SchoolGrades 7-124.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave Built In,Free-Standing Range,Refrigerator,Washer
  • Laundry features: 1st Floor,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,608 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881402455012
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot
  • Lot size dimensions: 98x170

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,501$18,012
Home Insurance *$191$2,292
Property Taxes $329$3,948
Electricity $121$1,452
Total$2,142$25,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,440/yr
40% on housing$64,260/yr
45% on housing$57,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$181
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$297,400
2025-12-07Price change$299,900
2025-11-22Listed for sale$305,000

For Sale by Agent

AgentJordan Tranbarger
BrokerageOakridge Real Estate

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