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826-828 E Oakridge Ct, Midland, MI, 48640

6beds
3baths
3,500sqft
$395,000
$113price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

This is the answer for the increasing prices that surround us. Two homes, beautiful high bay workshop for the price of one. Beautiful Ranch Style Duplex Home on a lofted wooded ridge. Live in one of the spacious living quarters and lease the second to offset your mortgage, taxes, insurance, etc. This is a well maintained and beautifully remodeled home that will be available for immediate move in accommodations. Rural setting in a nice subdivision featuring three wooded acres bringing peace and solitude for the residents. Easy to maintain landscaping surrounds property. First home features a new Hickory Kitchen with an open floor plan lending to a maintenance free cork style floor across kitchen and adjoining living room. New fiberglass entry door systems with storm doors. New carpet, new main bathroom remodel. Recent central air added for whole home comfort, natural gas 96+ efficient forced air heat. Full laundry with utility sink and energy efficient dehumidifier for all season comfort throughout the basement area. Basement features a maintenance free quarry tile flooring throughout. Spacious and beautiful with an additional private bedroom. Generous family room and office, study or storage. Second home features the new main fiberglass entry door with screen door. New commercial flooring in entry, laundry and master bath. Private large master bedroom suite with master bathroom and two additional bedrooms at rear of home with second full bath. Quality Shrock Cherry kitchen cabinets. Commercial rated plank flooring in kitchen. Newer carpet with ½” rebound pad. Energy efficient 92+ Rinnai Combi boiler for baseboard heat and domestic hot water in one efficient unit. Additional home comfort air exchange system with state of the art tempered air filtering and controls, set it and forget it for superior indoor air quality. This property features award winning City of Midland municipal water. Consumer’s Energy electric and natural gas (each unit separately metered). High speed Charter Spectrum services available for each unit. Peaceful country setting close to the City featuring Bullock Creek Public Schools, with bus pickup right at the drive. Peaceful wooded three acres located in desirable Pinecroft Subdivision, large lots and beautiful homes surround. Full length rear porch area for relaxing. Security system included complete with NVR. With most all of the “big ticket” improvements being completed, assurance could be given a low cost maintenance for the next decade plus. New septic tanks and fields have been installed. Newer generation metal roof complete with snow stops on the full home and outbuilding. Updated thermal efficient window package throughout. Newer kitchen appliances (no laundry appliance, connections available in each home). Copper plumbing throughout. Property includes a large workshop and storage barn 42' x 45'. Fully insulated with linerless steel lid and 5/8” moisture resistant drywall all finished to a bright white gloss finish. LED lighting in highbay area for low cost occupancy. Twelve foot ceilings feature double overhead insulated garage doors with lights. Storage area features the insulated overhead door with private area for second household storage if desired. Nice private picnic staging area complete with covered firebox to relax by. Barn has an independently sub-metered electric and gas utility with municipal water ran from home. Home Duplex on three acres with large workshop barn, $425K. Conventional mortgage or cash.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Bullock Creek High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Metal

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Other,Carpet,Hardwood,Laminate,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 3,500 sqft

Property

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 3
  • Parking features: Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Lightning

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$212$2,544
Property Taxes $457$5,484
Electricity $381$4,581
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 48640$147
Midland County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 48640$140
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Listed for sale$395,000

For Sale by Owner

AgentProperty Owner

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