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2020 Cosman Way, Algonquin, IL, 60102

3beds
3baths
2,509sqft
$609,090
$243price/sqft
$4,607/moest. monthly cost
$184,280/yrincome needed

About This Home

READY FOR FALL DELIVERY!! HOMESITE #53 Experience the perfect balance of comfort and versatility in the Bryce plan-an intelligently designed 3-bedroom, 2.5-bath home tailored for modern living. Just off the foyer, a flexible space offers the ideal setting for a formal dining area, home office, or creative studio-whatever best suits your lifestyle. Beyond this, the main level opens to a spacious layout where the kitchen, family room, and breakfast room connect effortlessly, creating a natural hub for everyday living and entertaining. At the center of it all, the kitchen impresses with a large center island, sleek quartz countertops, abundant cabinetry, and premium stainless steel appliances. Thoughtful details like luxury vinyl plank flooring, energy-efficient LED lighting, and tasteful finishes add warmth and contemporary style throughout. Upstairs, a versatile loft offers additional living space-perfect for a study nook, game area, or relaxing lounge. The luxurious owner's suite provides a peaceful retreat, complete with a spacious walk-in closet and a private en-suite bath designed for relaxation. Two additional bedrooms and a full hallway bathroom accommodate family or guests with ease, while a second-floor laundry room adds everyday convenience. A main-level powder room adds to the home's thoughtful layout, along with a two-car garage and well-planned storage throughout-making the Bryce plan both stylish and functional from top to bottom. Exterior will be ASPEN WHITE color siding with Weather Ledge color brick. (pic for reference ONLY) *Photos are not this actual home* "Nestled in a beautifully planned community, Algonquin Meadows offers a variety of thoughtfully designed single-family homes, traditional townhomes, and urban townhomes - all set among serene green spaces and tranquil ponds. Winding streets, cul-de-sacs, and walking paths create a peaceful neighborhood atmosphere that feels private, yet perfectly connected. Just minutes away, charming downtown Algonquin awaits with scenic riverfront parks, fishing spots, and a vibrant local culture. You'll enjoy convenient access to premier destinations like Northwestern Medicine, top-rated golf courses, and fitness centers such as Lifetime Fitness. Located right off the Randall Road corridor, you're surrounded by some of the area's best shopping and dining - including Trader Joe's, Cooper's Hawk, Target, Costco, and Algonquin Commons. Whether you're looking for daily essentials or a relaxing night out, everything you need is within easy reach. Come home to Algonquin Meadows - where natural beauty, community charm, and modern convenience meet.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: BRYCE G
  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 154
  • Dimensions: 11X14

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 160
  • Dimensions: 10X16

Family Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 272
  • Dimensions: 17X16

Foyer

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 72
  • Dimensions: 6X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,509 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Laundry

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 30
  • Dimensions: 5X6

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Loft

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 187
  • Dimensions: 17X11

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 256
  • Dimensions: 16X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0305378014
  • Special condition: Home Warranty

Features

  • Stories: 2

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,079$36,948
Home Insurance *$230$2,760
Property Taxes $1,106$13,272
Electricity $192$2,315
Total$4,607$55,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,954/yr
40% on housing$138,210/yr
45% on housing$122,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 60102$197
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60102$192
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$594,090
2026-04-02Price change$592,090
2026-03-24Price change$589,090
2026-03-22Listed for sale$585,990

New Construction Spec

AgentBill Flemming
BrokerageHomeSmart Connect LLC

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