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4157 Omaha Ave, Waterloo, IA, 50702

3beds
3baths
1,945sqft
$284,900
$146price/sqft
$2,341/moest. monthly cost
$93,640/yrincome needed

About This Home

Welcome home to this immaculate condo! This move-in ready condo offers a thoughtfully designed floor plan and low-maintenance living—just unpack and enjoy! Step inside to an open-concept main level featuring stylish vinyl plank flooring and abundant natural light. The modern kitchen is a showstopper, complete with newer granite countertops, added backsplash, updated appliances, ample cabinetry, and a center island with bar seating—perfect for entertaining or everyday living. The adjacent spacious living room provides a warm and inviting space to relax or host guests. A convenient half bath completes the main level. Upstairs, retreat to the private primary suite, featuring a large walk-in closet and an en-suite bathroom with a walk-in shower. Two additional generously sized bedrooms, a full bathroom, and an upstairs laundry room offer comfort and functionality for today’s lifestyle. The fully finished lower level expands your living space with a large family room, ideal for movie nights, a home office, or entertaining. Enjoy the benefits of maintenance-free living—no mowing, no shoveling—while being just minutes from shopping, dining, parks, and scenic trails. This home truly offers the perfect blend of style, space, and location. Schedule your private showing today and make it yours!

Getting Around

28
WalkingCar-Dependent
22
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

3/10
6/10
Hoover Middle SchoolGrades 6-82.0 mi
3/10
West High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 400

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,945 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881311205004
  • Zoning: MU
  • Special condition: Standard

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$241$2,892
Property Taxes $515$6,180
Electricity $145$1,741
Total$2,341$28,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,262/yr
40% on housing$70,230/yr
45% on housing$62,426/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 50702$125
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50702$112
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$310,000
2026-04-03Price change$334,990
2026-01-16Listed for sale$339,990

For Sale by Agent

AgentMersiha Mustedanagic
BrokerageOakridge Real Estate

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