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1286 W Discovery St #59, San Marcos, CA, 92078

2beds
2baths
1,368sqft
$199,500
$146price/sqft
$1,554/moest. monthly cost
$62,160/yrincome needed

About This Home

Call now this deal won't last!! Affordable 2bed 2 bath READY TO MOVE IN!! This charming home offers the perfect blend of comfort and convenience, along with low-maintenance living in the heart of San Marcos. Featuring two spacious bedrooms and two full bathrooms, the home also includes a wheelchair lift for added accessibility. In the heart of San Marcos. Step outside to a welcoming cover porch, perfect for a morning coffee or relaxing. Located in a prime location in the Community where it's very quiet and residents enjoy easy access to grocery stores, dining, shopping. Just minutes from the beach, this home combines peaceful living with coastal convenience. This information is reliable, but not guaranteed SER S652/SS

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

10/10
7/10
San Elijo Middle SchoolGrades 6-82.2 mi
8/10
San Marcos High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Tar

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Linoleum
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,368 sqft

Property

Accessibility

  • Accessibility features: Handicap

Details

  • On leased land: Yes
  • Lease amount: 809

Features

  • Patio & porch: Open Porch,Deck
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Street

Lot

  • Features: Near Bus,Near Train

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,008$12,096
Home Insurance *$37$444
Property Taxes $111$1,332
Electricity $398$4,786
Total$1,554$18,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,280/yr
40% on housing$46,620/yr
45% on housing$41,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$423
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$199,500
2026-03-22Listed for sale$219,500

For Sale by Agent

AgentBrian Gonzalez
BrokeragePacific Manufactured Homes

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