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4811 Academy St, San Diego, CA, 92109

3beds
3baths
1,894sqft
$2,490,000
$1,315price/sqft
$14,609/moest. monthly cost
$584,360/yrincome needed

About This Home

NEW CONSTRUCTION townhome in North Pacific Beach 3 bedroom/ 3 bath with 2 gar garage and thoughtfully designed modern finishes. Bright and open with tall ceilings and abundant natual light. Chef's kitchen features Thermador appliances and seamless flow to main living areas. Spacious primary suite with walk in closet. Dedicated laundry room. Enjoy private rooftop deck with peak a boo water views. Prime location close to Kate Sessions Park, freeways, LaJolla and downtown.

Getting Around

72
WalkingVery Walkable
41
TransitSome Transit
53
BikeBikeable

Schools

9/10
10/10
9/10
Mission Bay High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Fire Sprinklers,Garage Door Opener,Microwave,Refrigerator,Solar Panels,Washer,Electric Oven,Electric Range,Energy Star Appliances,Gas Water Heater
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Wood,Ceramic Tile

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Energy Star,Gas

Interior Area

  • Total structure area: 1,894
  • Total interior livable area: 1,894 sqft

Property

Details

  • Parcel number: 41631636

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: N/K
  • Patio & porch: Balcony,Roof Top
  • Fencing: N/K
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Frontage type: N/K

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,590$151,080
Home Insurance *$223$2,676
Property Taxes $1,390$16,680
Electricity $406$4,873
Total$14,609$175,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$500,880/yr
40% on housing$438,270/yr
45% on housing$389,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,315This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,006
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$2,490,000

For Sale by Agent

AgentBeth Delano
BrokerageCompass

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