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19 E Main St, Richwood, WV, 26261

2beds
3baths
4,080sqft
$82,000
$20price/sqft
$887/moest. monthly cost
$35,480/yrincome needed

About This Home

Prime mixed-use investment opportunity in downtown Richwood! This commercial storefront building offers a spacious main-level retail area with endless possibilities--perfect for a boutique, coffee shop, bakery, salon, barbershop, thrift store, office, or specialty business.The property also includes two upstairs apartments, ideal for long-term tenants or short-term rentals to capitalize on the area's growing tourism. Located near the Monongahela National Forest, Cranberry River, Cherry River, and Summit Lake, this location attracts outdoor enthusiasts year-round. Position your business in a charming, revitalizing town while generating additional income from residential units above. A rare opportunity to own a flexible commercial property with built-in income potential!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
3/10
Richwood Middle SchoolGrades 6-811.1 mi
10/10
Richwood High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1922

Materials

  • Roof: Metal
  • Construction materials: Block,Paneling,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2

Features

  • Flooring: Mixed

Heating & Cooling

  • Heating features: Natural Gas Stove
  • Cooling features: None

Interior Area

  • Total structure area: 4,080
  • Total interior livable area: 4,080 sqft

Property

Details

  • Parcel number: 312
  • Zoning description: Other

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: .0551acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$23$276
Property Taxes $28$336
Electricity $422$5,072
Total$887$10,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,411/yr
40% on housing$26,610/yr
45% on housing$23,653/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$20This listing

vs Other Active Listings

Avg $/sqft

ZIP 26261$9
Nicholas County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 26261
Nicholas County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-22Listed for sale$82,000

For Sale by Agent

AgentKatie Boggs
BrokerageLillywood Realty

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