368 Baldwin Dr, Howard, OH, 43028
About This Home
This beautiful lakefront lot will be the perfect place to build your new home! Supper view of the lake and situated next to Sutton Beach. You will enjoy watching the sunset over the water in the evenings from your dock. Perfect location for easy access to the front entrance and St Rt 36. Property does have a small boat dock on it at this time. This is a rare find as there are very few vacant lakefront lots in Apple Valley. It is a level lot, so no hills to climb from the lake to your new home. Call to see this beautiful lot today before it is gone! Buyer to pay Apple Valley Transfer fee $300.00 at the time of closing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: To Be Built
Materials
- Roof: None
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Heating & Cooling
- Heating features: None
- Cooling features: None
Other
- Level: First
Property
Details
- Parcel number: 2300055.000
Features
- Levels: One
- Stories: 1
- Pool features: Community
- On waterfront: Yes
Lot
- Lot size: 0.30 Acres
Parking
- Parking features: Boat
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $624 | $7,488 |
| Electricity | $193 | $2,320 |
| Total | $4,894 | $58,728 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Listed for sale | $799,900 |
View on Zillow