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1230 Darrow Ridge Rd, Jamestown, TN, 38556

3beds
2baths
1,732sqft
$599,000
$346price/sqft
$3,576/moest. monthly cost
$143,040/yrincome needed

About This Home

BRAND NEW BUILD completed end of APRIL 2026. 1732 square foot 3 bed 2 bath home sitting on 5 pristine ACRES of cleared land for pasture DOTTED with mature trees for character. Perfect Equestrian property situated in the Equestrian community of RIDGE TOP ACRES. 8 to 10 miles of community horse trail system with one trail that takes you directly into the BIG SOUTH FORK NATIONAL PARK showcasing 220 miles of dedicated horse trails. OPEN CONCEPT SPLIT LIVING. 9 foot ceilings, 150 feet of covered home decking, Granite kitchen counters, new kitchen appliances, AMISH custom kitchen cabinetry, SMOOTH WALLS as an upgrade, Free standing Master tub, Walk in closets, Walk in custom tiled Master shower, Granite bathroom counters. High Speed internet in this community. LIGHT Restrictions to protect home values. Vinyl siding. Modern interior lighting. Engineered flooring. Over sized 2 car ATTACHED garage. ALL USABLE. METAL ROOFING. This 5 acres is BEING CUT OUT OF A LARGER PARCEL.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
7/10
Clarkrange High SchoolGrades 9-1218.1 mi
5/10
York Elementary SchoolGrades PK-85.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Eat-in Kitchen
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,732 sqft

Property

Details

  • Parcel number: 045 004.10

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 5 Acres
  • Features: Wooded,Irregular Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $239$2,868
Property Taxes $134$1,608
Electricity $175$2,103
Total$3,576$42,912

Income You'd Need if You Spent...

35% on housing$122,605/yr
40% on housing$107,280/yr
45% on housing$95,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 38556$161
Fentress County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 38556
Fentress County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$599,000
2026-03-23Listed for sale$619,000

For Sale by Agent

AgentSteven J. Diskin
BrokerageBurks Diskin Real Estate

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