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380 LAMEGO Lane, Saint Augustine, FL, 32095

3beds
3baths
1,799sqft
$564,900
$314price/sqft
$3,697/moest. monthly cost
$147,880/yrincome needed

About This Home

Beautiful one-story home in the highly sought-after gated community of Madeira, just minutes from historic downtown St. Augustine. Built by award-winning MasterCraft Builder Group, the popular ''Tocoi'' floor plan offers 3 bedrooms, 2 bathrooms, a versatile flex space, and a 2-car garage. The home showcases upscale finishes throughout, including 10' ceilings, 6' windows that bring in natural light, smooth wall finishes, and hardwood flooring in the main living areas. The kitchen features white double-stacked perimeter cabinetry paired with a contrasting island, soft-close doors and drawers, quartz countertops, and a large single-bowl stainless steel sink. Premium Electrolux appliances include a built-in microwave and oven, a 36'' five-burner gas cooktop, and a stainless steel drum dishwasher. Additional highlights include a utility sink in the garage and an Electrolux washer and dryer conveniently located in the laundry room. Estimated completion late July.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-81.1 mi
5/10
St. Augustine High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: MASTERCRAFT BUILDER GROUP

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,Gas Water Heater,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,799 sqft

Property

Details

  • Parcel number: 0734320350
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$291$3,492
Property Taxes $353$4,236
Electricity $197$2,366
Total$3,697$44,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,754/yr
40% on housing$110,910/yr
45% on housing$98,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$224
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$640,900
2026-03-23Listed for sale$640,037

New Construction Spec

AgentTOBY (LEE) JONES
BrokeragePERRY HOMES

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