320 County Road 150, Waterloo, AL, 35677
About This Home
WATERLOO COTTAGE, BOAT RAMP, AND PARK 1/4 MILE. 2 BEDROOM, HOME WITH 1 1/2 BATHS, LARGE LIVING ROOM, LARGE KITCHEN, FRONT PORCH AND A SIDE AND REAR PORCH. UPSTAIRS IS UNFINISHED, COULD BE ANOTHER BEDROOM OR OFFICE
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Standard
- Year built: 2026
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Laundry Room
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Flooring: Vinyl
- Attic: Partially Finished
- Finished area below ground: 0
- Finished area above ground: 1,024
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,472
- Total interior livable area: 1,024 sqft
Property
Details
- Parcel number: 1202030000032.007
Features
- Has view: Yes
- View description: Rural
Lot
- Lot size: 0.75 Acres
- Features: Low
- Lot size dimensions: 190 x 430
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $23 | $276 |
| Electricity | $240 | $2,881 |
| Total | $827 | $9,924 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Listed for sale | $89,950 |
View on Zillow