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50133 Prairie Point Ct, Ames, IA, 50014

5beds
3baths
2,008sqft
$820,000
$408price/sqft
$4,670/moest. monthly cost
$186,800/yrincome needed

About This Home

Welcome to 50133 Prairie Point Court in the highly desired Prairie Valley Development. Set on just over 3/4 of an acre backing to Story County Conservation Land, this is where everyday living meets the kind of setting that's hard to find. From the moment you walk in, it just feels right. Natural light fills the space, the living room fireplace invites you to slow down, and the built-ins add that perfect touch of character. The kitchen is the heart of it all -- featuring a large quartz island, custom cabinetry, walk-in pantry, and a dining space ready for everything from quiet mornings to full gatherings. Step out to the covered deck and take in the peaceful prairie views. The primary suite is your own private retreat with big windows overlooking the backyard, a soaker tub, tile shower, dual vanity, and walk-in closet. The main floor also offers two additional bedrooms, a full bath, laundry, and a mudroom with lockers off the 3-car garage. Downstairs is built for entertaining with 1,700 finished sq ft, an upscale wet bar, 2 bedrooms, a full bath, and a generous amount of storage space. Walk out to the patio, unwind in the hot tub, and enjoy those wide-open Iowa views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Gilbert Elementary SchoolGrades PK-22.6 mi
10/10
Gilbert Middle SchoolGrades 6-83.0 mi
9/10
Gilbert High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter,Tile
  • Construction materials: Fiber Cement Board

Other

  • Builder name: Prestige

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement

Features

  • Wet Bar,Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Hardwood,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,700
  • Finished area above ground: 2,008

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Propane,Heat Rcvry/Vent Sys
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,008
  • Total interior livable area: 2,008 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0507105060
  • Zoning: Residential
  • Special condition: Standard

Features

  • Has spa: Yes

Lot

  • Lot size: 0.77 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance *$375$4,500
Property Taxes $0$0
Electricity $149$1,797
Total$4,670$56,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,114/yr
40% on housing$140,100/yr
45% on housing$124,533/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 50014$232
Story County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 50014$189
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$835,000
2024-12-17Sold$815,000

For Sale by Agent

AgentKatie Riedeman
BrokerageCENTURY 21 SIGNATURE-Ames

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