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208 2nd St E #202, Frederick, MD, 21701

3beds
3baths
2,700sqft
$1,299,000
$481price/sqft
$8,209/moest. monthly cost
$328,360/yrincome needed

About This Home

Luxury condo in downtown Frederick, adjacent to Visitation Hotel Frederick and Wye Oak Tavern!  Move-in ready!   Five units sold and delivered.  Only 2 units remaining! Secure entry and elevator. This 3 bedroom, 2 full and one half bath unit features large open floor plan, gourmet kitchen with quartz countertops, hardwood flooring throughout, large primary suite with marble tile shower and two, large walk-in closets,. Deck space for outdoor dining, guest bedroom with en-suite bathroom, powder room, and separate laundry room.  Two deeded garage parking spaces. Park in the garage and an elevator will deliver you to single floor living in the heart of downtown Frederick.

Getting Around

94
WalkingWalker's Paradise
37
TransitSome Transit
83
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick,Combination

Other

  • Builder model: Frederick Visitation Condos
  • Builder name: O2J Jim O’Hare 410-991-2964 (jpohare@comcast.net)

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Range Hood,Oven,Microwave,Dishwasher,Disposal,Electric Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area above ground: 2,700

Heating & Cooling

  • Heating features: Forced Air,Zoned,Electric
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: NO TAX RECORD
  • Attached to another structure: Yes
  • Zoning: DR
  • Special condition: Standard

Features

  • Levels: Five
  • Stories: 5
  • Pool features: None
  • Has view: Yes
  • View description: City

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$280$3,360
Property Taxes $1,017$12,204
Electricity $344$4,128
Total$8,209$98,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,451/yr
40% on housing$246,270/yr
45% on housing$218,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$219
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$1,299,000

New Construction

AgentKim Hotaling
BrokerageRE/MAX Results

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