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12 Garden St #10 & 12, Stroudsburg, PA, 18360

6beds
4baths
2,176sqft
$390,000
$179price/sqft
$2,913/moest. monthly cost
$116,520/yrincome needed

About This Home

Discover an outstanding investment opportunity with this recently renovated dual-unit property. This property offers versatility and potential for both investors and homeowners seeking rental income. Each side of the property boasts three spacious bedrooms and two modern bathrooms, ensuring comfort and convenience for every tenant. BOTH units are vacant and ready for new tenants, allowing for flexible leasing opportunities or owner-occupancy. The property features ample off-street parking for 6-8 cars, a rare find that enhances the appeal for tenants and guests alike. Situated with easy access to local amenities, schools, and public transportation, this property promises convenience. Whether you're looking to expand your investment portfolio or seeking a home with rental potential, this dual-unit property is a must-see. With its prime location and flexible occupancy options, it offers an exceptional opportunity to capitalize on the flourishing real estate market. Don't miss out on the chance to own this versatile property!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
B F Morey El SchoolGrades K-40.4 mi
8/10
7/10
Stroudsburg High SchoolGrades 10-120.3 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,176
  • Common walls with other units/homes: 1 Common Wall,No One Above,No One Below

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 2,176 sqft

Property

Details

  • Parcel number: 18.117672
  • Attached to another structure: Yes
  • Zoning description: Other

Features

  • Stories: 2

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 68
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 68

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$177$2,124
Property Taxes $526$6,312
Electricity $238$2,864
Total$2,913$34,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,874/yr
40% on housing$87,390/yr
45% on housing$77,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 18360$166
Monroe County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 18360$175
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$390,000
2026-05-21Listing removed$390,000
2026-05-03Pending sale$390,000
2026-04-23Listed for sale$390,000
2026-04-15Pending sale$390,000
2026-03-24Listed for sale$390,000

For Sale by Agent

AgentLeonore Ferreira
BrokerageClassic Properties - Mountainhome

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