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33 Old Colony Road, Harwich, MA, 02645

0beds
2baths
860sqft
$550,000
$640price/sqft
$3,651/moest. monthly cost
$146,040/yrincome needed

About This Home

Harwich Commercial-Village zoned property with approvals in place.Prime opportunity in Harwich's Commercial-Village Zone, just steps to Brooks Park and the Community Center. The property includes an existing 860 sq ft building previously used as office space, offering flexible commercial or mixed-use potential.Recently approved by the Planning Board and ZBA for a redevelopment plan featuring:Repurposing the existing structureConstruction of a new 4-unit residential buildingEach unit designed as a 1-bedroom, 1.5-bath layoutA walkable location with strong demand for well-designed one-bedroom housing. Engineering and approvals are complete--an excellent opportunity for developers, investors, or owner-operators seeking a streamlined path to a mixed-use project.All deposits must be made via Deposit Link. All offers must include proof of funds or a current pre-approval letterSee listing under commercial: 22600908

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Harwich Elementary SchoolGrades PK-40.6 mi
4/10
7/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1971

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead Access

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 860
  • Total interior livable area: 860 sqft

Property

Details

  • Parcel number: HARW M:41 P:C4A
  • Zoning: R
  • Special condition: None

Features

  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 0.33 Acres
  • Features: Bike Path,School,Major Highway,House of Worship,Near Golf Course,Cape Cod Rail Trail,Public Tennis,In Town Location

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$219$2,628
Property Taxes $297$3,564
Electricity $354$4,259
Total$3,651$43,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,177/yr
40% on housing$109,530/yr
45% on housing$97,360/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 02645$523
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02645$481
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$640,000

For Sale by Agent

AgentErin C Hemeon
BrokerageMelanie Cauchon Real Estate

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