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3153 Pinehills Way #103, Mount Holly, NC, 28120

5beds
3baths
3,225sqft
$495,000
$153price/sqft
$3,284/moest. monthly cost
$131,360/yrincome needed

About This Home

Welcome to this spacious 5-bedroom, 2.5-bathroom home located in the desirable Arbordale community in Mount Holly. VA Assumable loan eligible at 5.125% for qualified buyers! This two-story floorplan features an airy layout among a first-floor kitchen with a large center island with fabulous butler's pantry, breakfast room, dining room, living room with electric fireplace and flexible space that can be used as an office or 5th bedroom. Upstairs promotes a versatile layout with a roomy primary bedroom with en suite bathroom with walk-in closet and four secondary bedrooms with bonus room option. The 5th bedroom is currently being used as a bonus room with surround sound set up for your entertaining needs. Everything's included in this home, quartz kitchen countertops, stainless steel appliances, luxury vinyl plank flooring, and so much more. A two-car extended front facing garage gives you the extra storage space desired. A peaceful screened in back porch provides a perfect sanctuary for those family gatherings and after dinner entertainment. Bring all offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
4/10
Stanley Middle SchoolGrades 6-83.0 mi
5/10
East Gaston High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cedar Shake,Stone Veneer,Vinyl

Other

  • Builder model: Riley
  • Builder name: True Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator with Ice Maker,Wall Oven,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,225

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,225
  • Total interior livable area: 3,225 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Study

  • Level: Main

Property

Details

  • Parcel number: 305963
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Fencing: Back Yard

Lot

  • Lot size: 0.19 Acres
  • Lot size dimensions: 50 x 160 x 50 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$165$1,980
Property Taxes $317$3,804
Electricity $300$3,604
Total$3,284$39,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,594/yr
40% on housing$98,520/yr
45% on housing$87,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$499,900
2026-04-20Price change$504,900
2026-04-07Price change$509,900
2026-04-02Price change$512,500
2026-03-26Listed for sale$515,000

For Sale by Agent

AgentBrian Hayes
BrokerageHudson Advantage Realty

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