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22 Pine Tree Rd #22, Holden, MA, 01520

3beds
3baths
2,033sqft
$689,900
$339price/sqft
$4,831/moest. monthly cost
$193,240/yrincome needed

About This Home

Welcome to Pine Tree Woods, a premier new condo community in Holden! Set on 24 scenic acres just off Salisbury Street, just 10 minutes from vibrant Worcester, yet only 15 minutes from sweeping mountain views and natural beauty, Pine Tree Woods offers the rare balance of city convenience and serene, scenic living. Embracing a Modern New England mountain aesthetic, the home designs feel timeless, refined, and deeply connected to the landscape. This thoughtfully planned neighborhood will feature 43 lots and 96 units, a variety of home styles and models, blending modern design with timeless craftsmanship. The result is a community that feels elevated yet approachable—distinctly modern, undeniably New England, and perfectly at home in its mountain-inspired setting. Developed by Wingspan Properties LLC, Pine Tree Woods offers an exceptional location and a lifestyle you’ll love. DUPLEX END UNIT "The Trailways" features open loft and 2 car garage!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Dawson Elementary SchoolGrades K-50.3 mi
6/10
Mountview Middle SchoolGrades 6-81.5 mi
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Laundry features: Flooring - Wood,First Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Flooring - Wood
  • Level: First
  • Area: 34.513888888

Bathroom2

  • Features: Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 64.208333333

Bathroom3

  • Features: Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 160.875

Bedroom3

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 160.875

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: First
  • Area: 73.791666666

Family Room

  • Features: Flooring - Wood
  • Level: First
  • Area: 202.9375

Features

  • Loft,Mud Room
  • Flooring: Wood,Tile,Carpet,Flooring - Wall to Wall Carpet
  • Finished area above ground: 2,033
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,033
  • Total interior livable area: 2,033 sqft

Kitchen

  • Features: Flooring - Wood, Kitchen Island
  • Level: First
  • Area: 155.25

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Flooring - Wall to Wall Carpet
  • Level: First
  • Area: 158.625

Property

Details

  • Zoning: R 10

Features

  • Patio & porch: Deck - Wood,Deck - Composite
  • Exterior features: Deck - Wood,Deck - Composite

Parking

  • Total spaces: 4
  • Parking features: Under,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$225$2,700
Property Taxes $718$8,616
Electricity $400$4,810
Total$4,831$57,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,634/yr
40% on housing$144,930/yr
45% on housing$128,826/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 01520$295
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01520$297
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-15Listed for sale$689,900

For Sale by Agent

AgentLee Joseph
BrokerageColdwell Banker Realty - Worcester

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