810 Harbor Watch Dr #102, Petoskey, MI, 49770
About This Home
OPEN HOUSE SATURDAY MAY 9TH FROM 11AM TO 2PM! BONUS: SELLER WILL PAY $5,000 TRANSFER FEE PLUS ASSOCIATION DUES FOR FIRST 12 MONTHS! Wonderful Waterview Ranch Condo in beautiful Petoskey. Located in the Harbor Watch Community, overlooking Little Traverse Bay of Lake Michigan. 2 Bedrooms, 2 full bathrooms. Extra high ceilings for that spacious feeling. Open-lifestyle floorplan. Fabulous kitchen with granite tops and stainless appliances. Extra-tall wall cabinets and base cabinets with those extra-large drawers for easy access. Beautiful white-oak solid wood floors. Imagine a condo with an attached garage with its own “mini attic!” Large utility room, with laundry, large sink, shelving, space for a workbench and lots of storage shelves. Lots of closet space, with laminate double-hang systems. Office wing, including custom desk and storage shelving. You can park right in front of your door and walk into your kitchen, just one step up! Harbor Watch is like a beautiful park, with many flowers, trees, lawns and ponds. The clubhouse is the center for any activities, you’ll enjoy with your new HW friends and may be utilized by owners for special private events, at no charge. The pool and Tennis-Pickleball court are a wonderful attraction for visiting children and family. ASK REALTOR FOR 4 COLOR BROCHURE FOR ALL OF THE DETAILS.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2010
Materials
- Foundation: Slab
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Mini Blinds
- Flooring: Wood
Heating
- Heating features: Natural Gas,Forced Air
Interior Area
- Total interior livable area: 1,349 sqft
Property
Features
- Private pool: Yes
- Pool features: Pool
- Patio & porch: Patio
Lot
- Features: Paved,Sprinkler System,Near Snowmobile Trails
Parking
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $238 | $2,856 |
| Electricity | $188 | $2,259 |
| Total | $2,382 | $28,584 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $357,000 |
| 2026-04-25 | Price change | $359,000 |
| 2026-04-09 | Price change | $365,000 |
| 2026-03-30 | Price change | $399,000 |
| 2026-03-24 | Listed for sale | $450,000 |
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