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640 Hunter Dr, Evansdale, IA, 50707

5beds
0baths
2,571sqft
$425,000
$165price/sqft
$3,164/moest. monthly cost
$126,560/yrincome needed

About This Home

*Currently under construction* Finding a quality built 5 bedroom home at this price point is a rare find! This beautifully crafted ranch style home offers an ideal layout for modern living, boasting over 2,500 square feet of finished space. The main floor features a bright, open floor plan with 1,611 sq. ft. of living area, perfect for entertaining or keeping the family connected. Large windows and seamless transitions between the kitchen and living spaces create an airy, welcoming atmosphere. Head downstairs to the fully finished basement, which adds another 960 sq. ft. of versatile space. Whether you need extra bedrooms for a growing family, a private home office, or a media room, this home has the flexibility to handle it all. Call today for a personal tour of the home.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Poyner Elementary SchoolGrades PK-51.0 mi
3/10
Bunger Middle SchoolGrades 6-81.0 mi
2/10
East High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Brk Accent,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Full bathrooms: 3

Features

  • Fireplace features: None
  • Finished area below ground: 960

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,571 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881204302005
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 70x120

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$353$4,236
Property Taxes $471$5,652
Electricity $191$2,301
Total$3,164$37,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,480/yr
40% on housing$94,920/yr
45% on housing$84,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 50707$99
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50707$137
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$425,000

For Sale by Agent

AgentBrian D Happel
BrokerageRE/MAX Concepts - Waverly

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