See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

386 Baker Rd, Willisburg, KY, 40078

1beds
1baths
600sqft
$229,900
$383price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

This amazing cabin on 21+/- acres is the ultimate hunting and recreational retreat! Inside, the open-concept living area and kitchen create an inviting atmosphere, complemented by a first-floor primary bedroom, a full bathroom with laundry, and a versatile loft for storage or extra sleeping space. Relax on the cozy front porch or head to the back deck to take in stunning views of the trees and rolling acreage. The land offers a diverse mix of mature woods, open pastures/hay fields, established hiking trails, a small pond, and thick cover for wildlife. Start enjoying your weekends differently! Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: MiniSplit/Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 43015.01

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 21.16 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$248$2,976
Property Taxes $111$1,332
Electricity $154$1,850
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 40078$184
Washington County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 40078
Washington County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$229,900
2026-03-24Listed for sale$249,900

For Sale by Agent

AgentJ. Michael Hale
BrokerageSell With Hale Realty & Auction

Similar Homes