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8709 Bluebell St, Milton, FL, 32583

4beds
3baths
2,035sqft
$369,900
$182price/sqft
$2,602/moest. monthly cost
$104,080/yrincome needed

About This Home

Discover The Madison floor plan in Plantation Woods! This 4-bedroom, 3-bath home offers a thoughtfully designed space with tray ceilings and a bright, open layout. The kitchen features stone countertops, stainless steel appliances, and a central island that flows into the spacious living and dining areas—perfect for entertaining. The private primary suite offers a luxurious retreat with a soaking tub, walk-in shower, double vanity, and generous walk-in closet. Two front bedrooms share a full bath, while a separate fourth bedroom with its own ensuite provides the perfect setup for guests or a home office. Additional highlights include a 3-car garage, a dedicated laundry room with storage, and covered back patio. This home includes the ''Smart Home'', connect package that provides several convenient Smart Devices you will enjoy. Fabric Hurricane window and door protection is also included.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Microwave
  • Laundry features: Inside,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 89

Features

  • Baseboards,High Ceilings,Recessed Lighting
  • Window features: Double Pane Windows,Shutters
  • Flooring: See Remarks,Carpet,Simulated Wood

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 2,035
  • Total interior livable area: 2,035 sqft

Living Room

  • Level: First
  • Area: 285.39

Master Bedroom

  • Level: First
  • Area: 219.45

Property

Details

  • Parcel number: 332n27321300s000050
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 0.26 Acres
  • Features: Central Access

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$344$4,128
Property Taxes $184$2,208
Electricity $204$2,457
Total$2,602$31,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,211/yr
40% on housing$78,060/yr
45% on housing$69,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$369,900
2026-04-20Price change$374,900
2026-03-24Listed for sale$379,900

New Construction

AgentOlesya Chatraw
BrokerageD R Horton Realty of NW Florida, LLC

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