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8509 N Tessa St, Spokane, WA, 99208

4beds
3baths
3,607sqft
$1,400,000
$388price/sqft
$8,617/moest. monthly cost
$344,680/yrincome needed

About This Home

Experience modern luxury in this stunning contemporary rancher with a daylight walk-out basement, showcasing exceptional craftsmanship and thoughtful design. Eye-catching curb appeal is defined by a dramatic pivot door, steel and cement siding, cedar accents, and sleek glass garage doors. Inside, 10’ ceilings, skylights, glass railings, and oversized doors create a light-filled, open atmosphere. The gourmet kitchen features high-end appliances, an Invisacook cooktop, Dekton countertops, double ovens, pot filler, and a stylish butler’s pantry. The primary suite offers a spa-like retreat with a black stone soaking tub, custom glass shower, smart toilets, and a custom walk-in closet. Enjoy a heated garage with EV outlet, whole-home speakers, LVP flooring, dual laundry spaces, and a flexible lower-level bonus or gym area. Smart-home features, energy efficiency, and complete landscaping make this home truly one of a kind.

Getting Around

21
WalkingCar-Dependent
26
TransitSome Transit
10
BikeSomewhat Bikeable

Schools

4/10
4/10
Salk Middle SchoolGrades 6-81.8 mi
4/10
Shadle Park High SchoolGrades 9-123.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Range,Double Oven,Dishwasher,Refrigerator,Disposal,Microwave
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Hard Surface Counters
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2214

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,607
  • Total interior livable area: 3,607 sqft

Property

Details

  • Parcel number: 26224.3516

Features

  • Levels: One

Lot

  • Lot size: 6,586 sqft
  • Features: Views,Sprinkler - Automatic

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Electric Vehicle Charging Station(s)
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$382$4,584
Property Taxes $910$10,920
Electricity $246$2,960
Total$8,617$103,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,440/yr
40% on housing$258,510/yr
45% on housing$229,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 99208$190
Spokane County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 99208$194
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$1,400,000

New Construction

AgentPam Fredrick
BrokerageJohn L Scott, Spokane Valley

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