10513 Front Beach Rd #2-1301, Panama City Beach, FL, 32407
About This Home
Very desirable 3 bedroom with a lockout unit in Long Beach Tower 2. This unit has 2 gulf front primary bedrooms, enter the huge balcony from either primary bedroom and living room. The unit has been updated and furnished with tasteful beach decor. Great rental unit or second home! Plenty of parking and even parking for trailer or motor home and it's far enough from the Main Street so road noise isn't an issue. Complex boosts Large lagoon pool, 2 heated pools, 2 whirlpool spas, high speed elevators, and 1300 sq ft of beautiful beach. Currently on a short term rental plan but mainly used by sellers. ALOT! Rental beach chairs transfer for the year.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Metal
- Construction materials: Concrete,Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 19 x 12
Bedroom
- Level: First
- Dimensions: 16 x 12
Bedroom
- Level: First
- Dimensions: 16 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 17 x 10
Features
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,769
- Total interior livable area: 1,769 sqft
Living Room
- Level: First
- Dimensions: 18 x 14
Other
- Features: Balcony
- Level: First
- Dimensions: 24 x 9
Other
- Features: Balcony
- Level: First
- Dimensions: 9 x 10
Property
Details
- Parcel number: 34881373000
- Attached to another structure: Yes
- Zoning description: Resort
- Special condition: Listed As-Is
Features
- Stories: 14
- Pool features: Fenced,In Ground,Community
- Patio & porch: Balcony
- Exterior features: Outdoor Shower
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- On waterfront: Yes
- Waterfront features: Gulf,Shoreline - Sand
Lot
- Features: Paved
- Lot size dimensions: 0 x 0
Parking
- Parking features: Gated,Paved,Parking Lot,RV Access/Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $306 | $3,672 |
| Property Taxes | $417 | $5,004 |
| Electricity | $197 | $2,366 |
| Total | $5,213 | $62,556 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $849,000 |
For Sale by Agent
View on Zillow