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134 Holler Top Rd, Campton, KY, 41301

1beds
1baths
782sqft
$325,000
$416price/sqft
$2,108/moest. monthly cost
$84,320/yrincome needed

About This Home

short-term rental opportunity in Wolfe County just minutes from the Red River Gorge! This 1 bed, 1 bath cabin sits on a spacious 1.8-acre lot offering privacy, room to expand, and the peaceful setting today's guests are searching for. The open-concept layout is flooded with natural light for days, creating an inviting, airy feel that photographs extremely well for listings. Ready for your finishing touches—add your décor and furnishings and start generating income. Ideal size and layout for strong occupancy and low maintenance. Located near top hiking trails, climbing destinations, and local attractions that keep visitors coming year-round. Whether you're building your STR portfolio or looking for your first investment, this is a prime opportunity in a high-demand area!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10
5/10
Wolfe County High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 782

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 782
  • Total interior livable area: 782 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Features

  • Levels: One

Lot

  • Lot size: 1.80 Acres
  • Features: Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$211$2,532
Property Taxes $100$1,200
Electricity $154$1,850
Total$2,108$25,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,274/yr
40% on housing$63,240/yr
45% on housing$56,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 41301$193
Wolfe County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 41301
Wolfe County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$349,900

For Sale by Agent

AgentAdam Ratliff
BrokerageUnited Real Estate Bluegrass

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