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2518 White Ladyfish Rd, Wimauma, FL, 33598

4beds
3baths
2,430sqft
$379,990
$156price/sqft
$2,611/moest. monthly cost
$104,440/yrincome needed

About This Home

Under Construction. Quick Move-in. No rear neighbors or front neighbors homesite. Welcome to Cypress Ridge Ranch in Wimauma, Florida! Discover your dream home in a serene, amenity-rich community. Whether you're downsizing, looking for more space for your growing family, or a first-time buyer, we have the perfect home for you. There’s so much to do – in and around the community, like dipping your toes in our resort-style pool and cooling off in the cabanas, running around with the family in the fenced-in sports field, or having a friendly competition with your neighbors on one of our two private, pickleball courts. Wimauma offers a surprising array of activities for visitors to enjoy. This Windermere single-family home is where you want to be. Step in from your 2-car garage and enjoy the good life. Find it in the large family room, where smiling faces greet you and delicious smells fill your gourmet kitchen. Share stories around your island or outside on your lanai. The 1st floor features a Study. Upstairs, 3 bedrooms and a full bath provide privacy while a loft adds extra entertaining space. Your deluxe owner’s suite includes double vanities, Owners Tub and shower combo, and a walk-in closet. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos. Schools: Elem: Wimauma Elementary School; Middle: Shields Middle School; HS: Morgan High School.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
Wimauma Elementary SchoolGrades PK-51.9 mi
2/10
Shields Middle SchoolGrades 6-85.2 mi
--
Ami Kids YesGrades 6-122.2 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Other

  • Builder model: WINDERMERE
  • Builder name: RYAN HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Inside,Upper Level

Balcony Porch Lanai

  • Level: First
  • Area: 180
  • Dimensions: 18x10

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: No Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Dining Room

  • Level: First
  • Area: 117
  • Dimensions: 13x9

Features

  • Eating Space In Kitchen,High Ceilings,Open Floorplan,PrimaryBedroom Upstairs,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl

Foyer

  • Level: First
  • Area: 40
  • Dimensions: 5x8

Great Room

  • Level: First
  • Area: 255
  • Dimensions: 15x17

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,811
  • Total interior livable area: 2,430 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Stone Counters,Pantry
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Laundry

  • Level: Second
  • Area: 48
  • Dimensions: 6x8

Loft

  • Level: Second
  • Area: 120
  • Dimensions: 12x10

Primary Bathroom

  • Features: Dual Sinks,Tub With Shower
  • Level: Second
  • Area: 160
  • Dimensions: 10x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 224
  • Dimensions: 14x16

Property

Details

  • Parcel number: U213220D6F00003000006.0
  • Zoning: 00
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Patio
  • Exterior features: Irrigation System
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 4,356 sqft
  • Features: Sidewalk,Above Flood Plain
  • Lot size dimensions: 40 x 110

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$181$2,172
Property Taxes $265$3,180
Electricity $244$2,934
Total$2,611$31,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,520/yr
40% on housing$78,330/yr
45% on housing$69,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 33598$181
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33598$185
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$379,990
2026-03-25Listed for sale$389,990

New Construction Spec

AgentBill Maltbie
BrokerageMALTBIE REALTY GROUP

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