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149 Kapok St, Buda, TX, 78610

4beds
4baths
2,701sqft
$600,000
$222price/sqft
$4,344/moest. monthly cost
$173,760/yrincome needed

About This Home

Chesmar Homes in Sunfield!!! This exceptional single-story home offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, combining comfort and functionality. The open-concept layout is highlighted by a tall, vaulted ceiling in the family room, seamlessly flowing into the chef’s kitchen, creating the perfect space for gatherings. A separate dining area provides an elegant setting for meals, while the large walk-in pantry, located next to the drop zone off the garage, ensures plenty of storage and organization. Each bedroom features its own walk-in closet, offering ample storage for everyone. The primary suite is a true retreat, boasting a walk-in shower, separate vanities, a soaking tub, and an expansive walk-in closet. Step outside to the big outdoor living area, where the vaulted ceiling extends from the family room! HOME IS UNDER CONSTRUCTION, est. completion May. Some photos are REPRESENTATIVE of the floorplan.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hail
Heat Wave
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$315$3,780
Property Taxes $700$8,400
Electricity $296$3,559
Total$4,344$52,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,937/yr
40% on housing$130,320/yr
45% on housing$115,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 78610$178
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78610$179
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction Spec

AgentKatie Craig
BrokerageChesmar Homes

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