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69 Main St, Pepperell, MA, 01463

5beds
2baths
2,318sqft
$549,995
$237price/sqft
$3,845/moest. monthly cost
$153,800/yrincome needed

About This Home

Turnkey 2-Family with Strong Rent Roll & Owner-Occupant Potential. Well-maintained and income-producing, 69 Main Street offers an excellent opportunity for both investors and owner-occupants in the desirable town of Pepperell. This two-family property currently generates $3,550 per month in rental income, with tenants responsible for their own utilities, helping keep operating expenses low and returns attractive. The property features two spacious units with practical layouts and off-street parking, making it an easy-to-manage asset with steady tenant demand. Both units are currently occupied without long-term leases, creating flexibility for a buyer to owner-occupy one unit while collecting rental income from the other, or for an investor to reposition rents overtime. Conveniently located near local amenities, schools, and commuter routes, the property offers the perfect blend of stable income and long-term value in a strong rental market. Open house Sunday 5/10 2:00pm-4:00pm.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range,Refrigerator,Freezer,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room,Dining Room,Kitchen,Laundry Room
  • Finished area above ground: 2,318

Interior Area

  • Total structure area: 2,318
  • Total interior livable area: 2,318 sqft

Property

Details

  • Parcel number: 726429
  • Zoning: COM

Lot

  • Lot size: 8,850 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$145$1,740
Property Taxes $462$5,544
Electricity $457$5,485
Total$3,845$46,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,828/yr
40% on housing$115,350/yr
45% on housing$102,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 01463$254
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01463$266
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$569,995
2026-05-03Price change$574,995
2026-04-12Price change$579,995
2026-04-09Price change$589,995
2026-03-25Listed for sale$599,995
2026-02-18Listing removed$599,995
2026-01-06Listed for sale$599,995

For Sale by Agent

AgentCandor Investment Group
BrokerageeXp Realty

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