




42 Champlain St, Rouses Pt, NY, 12979
About This Home
This two-story home presents a unique opportunity as it is located on a corner lot within a charming village setting. With a zoning classification of Com-1, the property truly offers various possibilities including running a commercial office or even converting the space into a residential home. A key feature of this place is the paved circular driveway which is not only convenient but also adds a sense of prestige. Set amidst serene village surroundings, the home is equipped with village water and sewer services. The property has two or potentially three bedrooms and encompasses a total of 1.5 bathrooms. Special attention must be paid to the enclosed porch area, making it a perfect spot to unwind, while adding extra space to the house's layout. With potential for a business opportunity or a unique living arrangement in a close-knit village community, this property presents a wonderful palette for your imagination. The home awaits your ideas to turn it into the welcoming office or homely area you've been waiting to acquire.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Poured
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Second
- Area: 123.25
- Dimensions: 14.5 x 8.5
Bedroom
- Level: Second
- Area: 182
- Dimensions: 14 x 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Family Room
- Level: First
- Area: 152.25
- Dimensions: 14.5 x 10.5
Features
- Flooring: Carpet,Tile
- Finished area below ground: 0
- Finished area above ground: 1,260
Heating & Cooling
- Heating features: Oil
- Cooling features: None
Interior Area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Kitchen
- Level: First
- Area: 104.5
- Dimensions: 11 x 9.5
Living Room
- Level: First
- Area: 201.5
- Dimensions: 13 x 15.5
Office
- Level: First
- Area: 93.5
- Dimensions: 11 x 8.5
Property
Details
- Parcel number: 20.1823
- Zoning: Commercial
Features
- Stories: 2
Lot
- Lot size: 9,147 sqft
- Features: Corner Lot
- Lot size dimensions: 83x110
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Clinton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $193 | $2,316 |
| Electricity | $246 | $2,954 |
| Total | $1,158 | $13,896 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed for sale | $150,000 |
