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215 Lane 101a Hamilton Lk Lot 50, Hamilton, IN, 46742

2beds
2baths
1,320sqft
$169,900
$129price/sqft
$1,174/moest. monthly cost
$46,960/yrincome needed

About This Home

NEW PRICE-LAKEFRONT DOCK, EASY ACCESS BEAUTIFUL VIEWS. Very well-manicured home on a level lot in Clarks landing Co Op. This charming home is move in ready with many updates. New metal roof, bathroom remodel, new windows, AC, Furnace, Flooring, Decks, Sunsetter elec awning, many other items. Plenty of room with the open floor plan. Additional living space added to the home, allowing for additional guests. Two bedrooms with built in wardrobes-plenty of closets and two full baths. Large sectional sofa in the living room opens up to 2 full size beds (of which is included in the listing price). Washer, dryer, kitchen appliances, Home Crest Patio Furniture included in the listing price as well. There are 2 accesses to the lake nearby within a very short walking distance. Boat dock is on the lakefront on the south-west corner of the Co Op. Association fees include piers put in and removed each season, electricity to the shore station, mowing and snow removal of the common area, road & beach maintenance, cable, trash pickup, Media Com Cable box, club house, private beach and playground through the Co Op and a large common area for walking sports games etc. This home allows access to over 800 acres on Hamilton Lake at an affordable price with approximately 17+ acres in the Co Op. Buyer to verify park fees and Co Op restrictions. Lot dimensions and acreage are not exact measurements. Proprietary Lease included with Sale.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Other

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling Fan(s),Laminate Counters,Open Floorplan,Tub/Shower Combination,Main Level Bedroom Suite
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Level: Main
  • Area: 208

Living Room

  • Level: Main
  • Area: 425

Property

Details

  • Parcel number: 761022330107.000009

Features

  • Patio & porch: Deck
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake,Pier/Dock,Private Beach,Walk to Lake Access,Assoc,Ski Lake
  • Waterbody name: Hamilton Lake
  • Frontage length: Water Frontage(0)

Lot

  • Lot size: 17.84 Acres
  • Features: Level,Lake

Parking

  • Parking features: Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$55$660
Property Taxes $76$912
Electricity $184$2,212
Total$1,174$14,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,251/yr
40% on housing$35,220/yr
45% on housing$31,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 46742$149
Steuben County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 46742$244
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$169,900
2025-08-27Listed for sale$185,000

For Sale by Agent

AgentPam Doty
BrokerageRE/MAX Results

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