See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

101 Oak Meadow Dr, Chama, NM, 87520

1beds
1baths
850sqft
$295,000
$347price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

This cozy little cabin is situated just minutes away from the 400 acre recreational easement that Ticonderoga is know for. Excellent fishing in several stocked ponds plus the highly regarded Chavez Creek, as well as hiking, biking and much more. This cozy little fishing cabin features a nice sized bedroom with upstairs loft as well as a 3/4 bathroom, full kitchen and a living room. The house has a great deck off the living room to sit back and unwind while you tell tall tales about your fishing experience. Don't miss out on this perfect mountain getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Propanel
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Range Hood,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Other,Blinds
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Other

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Master Bathroom

  • Features: Separate Shower

Property

Details

  • Parcel number: 1022174250277

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Fencing: Wire

Lot

  • Lot size: 5.09 Acres
  • Features: Irregular Lot

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Drought
Landslide

FEMA Declared Disasters in Rio Arriba County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$312$3,744
Property Taxes $54$648
Electricity $148$1,780
Total$2,005$24,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,742/yr
40% on housing$60,150/yr
45% on housing$53,466/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 87520$299
Rio Arriba County$711

vs Homes Sold Last Month

Median $/sqft

ZIP 87520$114
Rio Arriba County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$295,000

For Sale by Agent

AgentHunter Battle
BrokerageUnited Country - Northern New Mexico Real Estate

Similar Homes