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308 Cedar Ln, Fruitland, MD, 21826

5beds
3baths
1,800sqft
$339,000
$188price/sqft
$2,331/moest. monthly cost
$93,240/yrincome needed

About This Home

Enjoy easy, one-level living in this well-maintained home! Designed for comfort and convenience. All bedrooms are located on the main level, offering accessibility and ease for everyday living. The additional half bath provides added convenience for guests. Ideally situated in a convenient location close to schools, shopping, dining, and everyday amenities, this home offers the perfect blend of comfort and accessibility. A great opportunity for first-time buyers or anyone seeking single-level living!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
6/10
Bennett Middle SchoolGrades 6-81.3 mi
4/10

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main
  • Area: 117
  • Dimensions: 9 X 13

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Family Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 X 16

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Living Room

  • Level: Main
  • Area: 338
  • Dimensions: 13 X 26

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2316006084
  • Zoning: R1C
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$119$1,428
Property Taxes $217$2,604
Electricity $281$3,374
Total$2,331$27,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,920/yr
40% on housing$69,930/yr
45% on housing$62,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 21826$124
Wicomico County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 21826
Wicomico County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$339,000
2026-05-30Price change$359,999
2026-04-04Listed for sale$379,999

For Sale by Agent

AgentTimothy Morgan
BrokerageKeller Williams Realty Delmarva

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