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516 86th Ave, Greeley, CO, 80634

3beds
3baths
2,289sqft
$439,936
$192price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

***SPECIAL FINANCING AVAILABLE***The New Jersey is a charming two-story home offering 3 bedrooms and 2 1/2 baths, with 1,712 finished square feet and a 577-square-foot unfinished basement, providing ample room for growth. The main floor features an open and inviting Great Room that seamlessly connects to the Kitchen and Dining Room, creating a perfect space for entertaining or relaxing. Upstairs, the Primary Suite is generously sized and includes an expansive walk-in closet. The home also includes a practical wall-to-wall folding counter in the Laundry, adding convenience to everyday tasks. A covered Front Porch and Back Patio enhance the home's welcoming appeal, while the tandem garage offers additional storage space, making this home a perfect blend of style and function.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Severance Middle SchoolGrades 6-85.7 mi
6/10
Severance High SchoolGrades 9-125.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Composition

Other

  • Builder model: New Jersey
  • Builder name: Journey Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Disposal

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 10 x 13

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Eat-in Kitchen
  • Finished area below ground: 577
  • Finished area above ground: 1,712

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,289
  • Total interior livable area: 2,289 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Laundry

  • Level: Upper
  • Area: 42
  • Dimensions: 6 x 7

Living Room

  • Level: Main
  • Area: 306
  • Dimensions: 17 x 18

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 204
  • Dimensions: 17 x 12

Property

Details

  • Parcel number: R8987241
  • Zoning: RES
  • Special condition: Builder

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Hills

Lot

  • Lot size: 5,688 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$262$3,144
Property Taxes $201$2,412
Electricity $186$2,232
Total$2,873$34,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 80634$153
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80634$181
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Pending sale$439,936
2026-05-06Price change$439,936
2026-04-08Price change$449,936
2026-03-25Listed for sale$459,936

New Construction Spec

AgentKarl Tarango
BrokerageMtn Vista Real Estate Co., LLC

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