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496 Preston Rdg, Tyler, TX, 75703

3beds
2baths
1,607sqft
$349,999
$218price/sqft
$2,595/moest. monthly cost
$103,800/yrincome needed

About This Home

At 496 Preston Ridge, this home offers a rare blend of privacy, quality craftsmanship, and a golf course backdrop that elevates everyday living. Whether it’s coffee on the covered patio or winding down in the evening, this is the kind of setting buyers are always hoping to find—and rarely do. Inside, the open-concept layout is designed for real life. The kitchen features custom cabinetry, granite countertops, gas stainless steel appliances, and an island with bar seating, all flowing into a light-filled living area with a fireplace and views that pull you straight to the backyard. The primary suite offers a quiet retreat with a well-appointed bath including a tiled shower, garden tub, double vanities, and a spacious walk-in closet. Two additional bedrooms provide flexibility for guests, work, or everyday living. Built by John McKinney and located in a gated community in the heart of Tyler, just minutes from Cumberland Park and Loop 49, this home brings together location, layout, and a view that’s hard to replicate. Come see what makes this one different.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Rice Elementary SchoolGrades PK-51.7 mi
6/10
Hubbard Middle SchoolGrades 6-82.7 mi
6/10
Tyler Legacy High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Shingle,Brick and Stone,Attic/Crawl Hatchway(s) Insulated

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Range/Oven-Gas,Dishwasher,Disposal,Microwave,Gas Water Heater

Bathroom

  • Features: Shower Only,Shower/Tub,Double Lavatory,Separate Water Closet,Walk-In Closet(s),Soaking Tub

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen Island
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Low Emissivity Windows
  • Flooring: Vinyl Plank
  • Fireplace features: Gas Starter,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric,13-15 SEER AC

Interior Area

  • Total structure area: 1,607
  • Total interior livable area: 1,607 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Room

Property

Details

  • Special condition: Fees/Assessments Required,Homeowner's Assn Dues,Special Cntrct/Provisions

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered,Porch
  • Exterior features: Sprinkler System,Gutter(s)
  • Fencing: Wood

Lot

  • Lot size: 0.25 Acres
  • Features: Subdivision Lot,Irregular Lot,Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Door w/Opener w/Controls,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$253$3,036
Property Taxes $335$4,020
Electricity $238$2,859
Total$2,595$31,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,971/yr
40% on housing$77,850/yr
45% on housing$69,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 75703$207
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75703$172
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$349,999

New Construction

AgentJamey Whitley
BrokerageShilling Real Estate Company

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