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2727 Us Highway 441 SE Lot 48, Okeechobee, FL, 34974

1beds
1baths
336sqft
$29,931
$89price/sqft
$397/moest. monthly cost
$15,880/yrincome needed

About This Home

Don't miss this opportunity to own a cozy 1 bedroom, 1 bathroom park model in the highly sought-after Okeechobee, located within the friendly and active Eagle Harbor Mobile Home Community. This charming home may be on the smaller side, but what it offers in lifestyle and location is truly unmatched. Situated on a waterfront lot, you'll enjoy peaceful views and easy access to some of the best fishing around-perfect for those looking to relax and enjoy the Florida sunshine year-round. Whether you're a snowbird or ready to settle into a slower pace, this community offers a welcoming atmosphere with plenty of opportunities to stay active and social. The current land lease is just $618/month, and when you purchase through us, your lot rent is locked in for 3 full years with no increases guaranteed-a rare and valuable benefit that adds long-term peace of mind. If you've been dreaming of affordable waterfront living in a vibrant 55 community, this could be your perfect match!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
South Elementary SchoolGrades PK-52.3 mi
3/10
Osceola Middle SchoolGrades 6-82.5 mi
3/10
Okeechobee High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 336

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 336
  • Total interior livable area: 336 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 637

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$31$372
Property Taxes $18$216
Electricity $197$2,366
Total$397$4,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,611/yr
40% on housing$11,910/yr
45% on housing$10,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$164
Okeechobee County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-21Price change$29,931
2026-03-25Listed for sale$34,500

For Sale by Agent

AgentTodd Newby
BrokerageNEWBY REALTY INC

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