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414 Elegans Ct, Ocean Springs, MS, 39564

3beds
2baths
1,738sqft
$425,000
$245price/sqft
$3,140/moest. monthly cost
$125,600/yrincome needed

About This Home

Your opportunity to own a condominium in coveted Camellia Pointe, the only gated condo development in Ocean Springs. Meticulously kept grounds feature gorgeous ancient live oaks and sumptuous camellias throughout, creating a gracious southern atmosphere of privacy and seclusion. A well-appointed clubhouse, with full kitchen, bar area and spacious seating areas is available to residents as is the resort-style pool and hot tub, fitness center with his & hers saunas, the recently restored pier and the community gazebo. Owners may purchase a boat slip at the on-site marina, pending availability. Condo is conveniently located on the first floor, at the top of the parking lot stairs or ramp, and just a few steps off the elevator from the owners' under-building garage. Luxury vinyl plank flooring and granite countertops throughout are easy-care. Open floorplan with kitchen overlooking dining and living areas includes a wet bar/coffee bar area, making entertaining a breeze. Large covered patio accessible from living area overlooks Fort Bayou. Kitchen features breakfast bar, generous custom cabinets, stainless appliances including side by side refrigerator, microwave, range and dishwasher. Private primary suite, with space for a sitting area and king size furniture, features French doors to covered patio, overlooking Fort Bayou. Walk-in closet and ensuite bath with separate jetted tub and shower with dual vanity sinks complete this relaxing personal space. Front bedroom has view of clubhouse and pool area. Comfortable guest room is adjacent to the hall bath and laundry closet. Full size washer and dryer will remain, as will custom drapes and blinds. Covered rear patio also features a portable storage unit for all your odds and ends.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Ocean Springs Up EleGrades 4-60.4 mi
9/10
10/10
Ocean Springs High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2006

Materials

  • Foundation: Pilings/Steel/Wood
  • Roof: Metal
  • Construction materials: Brick Veneer,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer,See Remarks
  • Laundry features: In Unit,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Elevator,Granite Counters,High Ceilings,Recessed Lighting,Soaking Tub,Walk-In Closet(s),Wet Bar,Breakfast Bar
  • Door features: Dead Bolt Lock(s),French Doors,Metal Insulated
  • Window features: Blinds,Drapes
  • Flooring: Vinyl,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 1,738 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Common Area,Accessible Elevator Installed,Grip-Accessible Features

Details

  • Parcel number: 61049473.000
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Outdoor Pool
  • Patio & porch: Terrace
  • Exterior features: Built-in Barbecue,Dog Run,Elevator,Outdoor Grill,Private Entrance
  • Fencing: Gate,Perimeter,Privacy,Wood,Wrought Iron,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bayou,Boat Dock

Lot

  • Lot size: 12.90 Acres
  • Features: Landscaped,Near Beach,Near Golf Course,Views
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,Inside Entrance,Storage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$562$6,744
Property Taxes $237$2,844
Electricity $192$2,304
Total$3,140$37,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,657/yr
40% on housing$94,200/yr
45% on housing$83,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$165
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$450,000

For Sale by Agent

AgentMary Ann Westfall
BrokerageKeller Williams

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