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1011 Harborview Dr, Prosperity, SC, 29127

4beds
4baths
3,100sqft
$865,000
$279price/sqft
$5,391/moest. monthly cost
$215,640/yrincome needed

About This Home

Modern comfort meets relaxed lake living on this spacious 1-acre property.Set in a desirable lake-access community, this home offers the perfect blend of privacy, outdoor enjoyment, and easy access to Lake Murray’s scenic beauty and recreation. This newly constructed residence showcases timeless traditional design, quality craftsmanship, and the peace of mind that comes with everything being brand new. The grand entrance welcomes you with stone-tiled floors, elegant moldings, abundant natural light, and a striking staircase that sets the tone for the rest of the home. A lovely formal dining room features antique barn-style sliding doors leading into the kitchen, where you’ll find beautiful quartz countertops, a tiled backsplash, and tile flooring. The breakfast nook includes a charming bench window seat overlooking the private backyard—an ideal spot for morning coffee or casual meals. The open floorplan flows seamlessly into the great room and out to the back porch, creating an easy, connected living space. Just off the main area, a short hallway leads to an office/bedroom, a stylish powder room, and a well-appointed laundry room. Around the corner, the serene primary suite offers peaceful one-level living with thoughtful finishes and calming décor.Upstairs, there’s plenty of room for family or guests to spread out and enjoy a dedicated media or entertainment space away from the main floor.All of this is just minutes from downtown Newberry and Prosperity, giving you the perfect balance of quiet living and convenient access to local shops, dining, and events.Experience the best of Lake Murray living—room to grow, space to breathe, and effortless access to the water—all in a tranquil, sought-after location Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
8/10
Mid-Carolina High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Brick-Partial-AbvFound,Fiber Cement-Hardy Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Counter Cooktop,Self Clean,Smooth Surface,Dishwasher,Disposal,Freezer,Ice Maker,Refrigerator,Microwave Countertop,Stove Exhaust Vented Exte,Tankless Water Heater,Gas Water Heater
  • Laundry features: Laundry Closet,Electric,Utility Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Private,High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom4

  • Features: Bath-Private,High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Area,Floors-Hardwood
  • Level: Main

Features

  • Ceiling Fan(s),Built-in Features
  • Door features: French Doors
  • Flooring: Hardwood,Engineered Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Outside,Gas Log-Propane
  • Fireplace: Yes
  • Attic: Storage,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Split System

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Kitchen

  • Features: Bay Window,Eat-in Kitchen,Kitchen Island,Pantry,Floors-Tile,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting,Counter Tops-Quartz
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Bay Window,Cathedral Ceiling(s),Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Tray Ceiling(s),Ceiling Fan(s),Recessed Lighting,Separate Water Closet
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Kitchen

Details

  • Parcel number: 422470

Features

  • Stories: 2
  • Exterior features: Gutters - Full
  • Fencing: Invisible
  • Frontage length: 0

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot,Sprinkler

Parking

  • Total spaces: 4
  • Parking features: Enclosed Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Earthquake
Hail
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters in Newberry County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$338$4,056
Property Taxes $382$4,584
Electricity $298$3,577
Total$5,391$64,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,834/yr
40% on housing$161,730/yr
45% on housing$143,760/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 29127$208
Newberry County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 29127$170
Newberry County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$898,500
2026-03-25Listed for sale$929,000

For Sale by Agent

AgentLisa M Cloyd
BrokerageEXIT Palmetto Real Estate Serv

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